Cost of Living in Darke County, Ohio

$747/mo
Median Monthly Rent
$169,100
Median Home Value

At a Glance

Median Monthly Rent
$747/mo
14% below state average
Median Home Value
$169,100
40% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Darke County Compares

Median monthly rent comparison

Darke County$747/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$747/mo
Median Gross Rent
$169,100
Median Home Value
$816/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Darke County ranks #417 of 3,144 counties for affordability (top 13%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Darke County, Ohio

Darke County offers exceptional rental affordability

Renters in Darke County spend just 13.9% of their income on rent—well below both the national average and Ohio's state average of 15.6%. With a median household income of $64,654 and monthly rents of just $747, Darke delivers some of Ohio's best rent-to-income ratios.

Among Ohio's most affordable counties

Darke County ranks in the upper tier of Ohio affordability, with its 13.9% rent-to-income ratio beating the state average by more than a full percentage point. Residents pay $126 less monthly in rent than the state median, making homeownership and renting both accessible options.

Darke undercuts surrounding county costs

At $747 monthly rent, Darke beats nearby Crawford ($761) and Defiance ($826), and its $169,100 median home value is competitive with less affluent regional neighbors. The county consistently delivers the lowest housing costs among its northwest Ohio peers.

Balanced housing affordability for both renters

A typical Darke County renter earning $64,654 annually pays $747 monthly in rent, consuming just 13.9% of gross income, while homeowners spend $816 on $169,100 median-valued properties. This affordable ratio leaves substantial room in household budgets for other essentials and savings.

Darke delivers unbeatable housing value

If low housing costs are your move metric, Darke County ranks among Ohio's smartest choices for both renters and buyers. Compare your current rent or mortgage to Darke's numbers—you're likely to find meaningful monthly savings without sacrificing access to regional jobs or services.

Cost of Living Advisory: Darke County

Affordability Verdict

Darke County offers affordable rental housing at a median of $747/month — about 13.9% of the typical household income here.

Rent vs. Own

At $747/month rent versus $816/month in owner costs, renting is roughly $69/month cheaper — a 8% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,880/year. For owner costs at the 28% rule, the required income is roughly $34,971/year. With a median household income of $64,654, most households can comfortably afford rent here. Notably, 24.0% of renter households in Darke County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Gallia County where rent averages $798/month, Darke County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Darke County

$

Rent Burden

13.9%

of gross income

Max Housing (28% Rule)

$1,509

per month

Owner Cost Burden

15.1%

of gross income

You can likely afford the median home in Darke County

Median home value is $169,100. Estimated monthly cost: $1,350 vs. your max of $1,509.

Rent Affordability Guide

Your rent-to-income ratio13.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,654Needed: $29,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,654Needed: $34,971
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,654Needed: $39,354

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Darke County, Ohio?
Darke County, Ohio has a median monthly rent of $747/mo and a median home value of $169,100. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Darke County?
The median gross rent in Darke County is $747/mo. This is 14% below state average for Ohio.
Is Darke County affordable?
Darke County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Darke County's rent compare to the state average?
Darke County's median rent of $747/mo is 14% below state average of $873/mo for Ohio.
What is the median home value in Darke County?
The median home value in Darke County, Ohio is $169,100. This is 40% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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