Cost of Living in Grady County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Grady County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Grady County ranks #2,191 of 3,144 counties for affordability (bottom 30%)
Data Story
About Cost of Living in Grady County, Georgia
Grady's affordability edges out the nation
Renters in Grady County spend just 17.4% of their income on housing, beating the national average and well below the 30% affordability threshold. With a median household income of $54,312—nearly $20,000 below the U.S. average of $74,755—Grady residents still manage better rent-to-income ratios than most Americans.
Among Georgia's most affordable counties
Grady County ranks as one of Georgia's most affordable housing markets, with a 17.4% rent-to-income ratio that beats the state average of 18.6%. Median rent of $789 is also significantly lower than Georgia's state median of $927.
Grady vs. surrounding counties
Grady's median rent of $789 compares favorably to nearby Haralson County ($884) and Habersham County ($939), making it an attractive option for renters seeking affordability in rural Georgia. Home values in Grady average $136,500, the lowest among its regional peers.
Where Grady incomes go
The typical Grady household earning $54,312 annually spends $789 on rent, leaving substantial income for other expenses. Monthly homeownership costs average $808, making Grady accessible for both renters and buyers on modest budgets.
Consider Grady for rural affordability
If you're weighing relocation costs, Grady County offers some of Georgia's lowest housing expenses without sacrificing quality of life. Compare these figures to your current housing costs—you may find significant savings waiting in rural southwest Georgia.
Cost of Living Advisory: Grady County
Affordability Verdict
Housing in Grady County is affordable. The median rent is $789/month against a median household income of $54,312, putting rent at 17.4% of income.
Rent vs. Own
At $789/month rent versus $808/month in owner costs, renting is roughly $19/month cheaper — a 2% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,560/year. For owner costs at the 28% rule, the required income is roughly $34,629/year. With a median household income of $54,312, most households can comfortably afford rent here. Notably, 28.0% of renter households in Grady County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Georgia, Grady County is less affordable than Union County by roughly 6% ($789/mo vs $842/mo).
Affordability Calculator
See how your income compares to housing costs in Grady County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,267
per month
Owner Cost Burden
17.9%
of gross income
You can likely afford the median home in Grady County
Median home value is $136,500. Estimated monthly cost: $1,090 vs. your max of $1,267.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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