Cost of Living in Fallon County, Montana

$772/mo
Median Monthly Rent
$237,000
Median Home Value

At a Glance

Median Monthly Rent
$772/mo
6% below state average
Median Home Value
$237,000
16% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fallon County Compares

Median monthly rent comparison

Fallon County$772/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$772/mo
Median Gross Rent
$237,000
Median Home Value
$878/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Fallon County ranks #33 of 3,144 counties for affordability (top 1%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Fallon County, Montana

Fallon: Affordable Rents, Strong Local Wages

Fallon County delivers excellent affordability, with renters spending just 12.8% of income on housing while earning a healthy median of $72,284. Monthly rent of $772 remains modest, and local wages are nearly at national median levels, creating favorable conditions for renters and buyers. This county demonstrates how balanced economic conditions produce genuine housing affordability.

Fallon Beats Montana on Affordability Metrics

At 12.8%, Fallon County's rent-to-income ratio significantly outperforms Montana's 15.9% state average, placing it among the state's most livable counties. Median household income of $72,284 ranks in the upper tier for Montana rural counties, supporting the county's strong affordability position. Fallon represents economic stability and balanced housing markets in eastern Montana.

Fallon: The Value Leader of Eastern Montana

Fallon's $772 monthly rent is the cheapest among its eastern neighbors, undercutting Custer ($918) by $146 and matching Daniels County as an affordability champion. Home values of $237,000 are notably higher than neighboring Custer and Dawson, yet affordability remains strong due to Fallon's above-average income levels. The county offers excellent value-to-income ratios across both rental and ownership markets.

Fallon's Sustainable Housing-Income Balance

With median income of $72,284 annually ($6,024 monthly), Fallon renters spending $772 on rent consume only 12.8%—well below the 15% affordability benchmark. Homeowners pay $878 monthly, just 14.6% of median income, making both rental and ownership highly accessible relative to local earnings. Fallon demonstrates what happens when wages and housing costs align favorably.

Fallon: Eastern Montana's Sweet Spot

Fallon County combines exceptional affordability (12.8% rent-to-income ratio) with above-average local wages, making it ideal for families prioritizing both stability and low housing costs. Home values averaging $237,000 are higher than neighboring counties, but remain manageable given strong median income, suggesting solid long-term investment potential. If you're relocating to eastern Montana, Fallon's economic fundamentals are among the strongest in the region.

Cost of Living Advisory: Fallon County

Affordability Verdict

For renters in Fallon County, the market is affordable. Expect to pay around $772/month in gross rent, with 20.0% of renter households considered cost-burdened.

Rent vs. Own

At $772/month rent versus $878/month in owner costs, renting is roughly $106/month cheaper — a 12% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,880/year. For owner costs at the 28% rule, the required income is roughly $37,629/year. With a median household income of $72,284, most households can comfortably afford rent here. Notably, 20.0% of renter households in Fallon County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Fallon County sits 6% less expensive than Dawson County ($823/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Fallon County

$

Rent Burden

12.8%

of gross income

Max Housing (28% Rule)

$1,687

per month

Owner Cost Burden

14.6%

of gross income

The median home in Fallon County may be a stretch

Median home value is $237,000. Estimated monthly cost: $1,892 vs. your max of $1,687.

Rent Affordability Guide

Your rent-to-income ratio12.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,284Needed: $30,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,284Needed: $37,629
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,284Needed: $55,156

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Fallon County, Montana?
Fallon County, Montana has a median monthly rent of $772/mo and a median home value of $237,000. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Fallon County?
The median gross rent in Fallon County is $772/mo. This is 6% below state average for Montana.
Is Fallon County affordable?
Fallon County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fallon County's rent compare to the state average?
Fallon County's median rent of $772/mo is 6% below state average of $825/mo for Montana.
What is the median home value in Fallon County?
The median home value in Fallon County, Montana is $237,000. This is 16% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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