Cost of Living in Montgomery County, Missouri

$767/mo
Median Monthly Rent
$171,300
Median Home Value
0% below state averageUnaffordable

At a Glance

Median Monthly Rent
$767/mo
0% below state average
Median Home Value
$171,300
39% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Montgomery County Compares

Median monthly rent comparison

Montgomery County$767/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$767/mo
Median Gross Rent
$171,300
Median Home Value
$733/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Montgomery County, Missouri

Montgomery keeps rents in check

Montgomery County renters spend 15.1% of their income on rent, just slightly above the comfortable 12-15% national range. This remains manageable for most households with modest income cushions.

Slightly above Missouri average

Montgomery's rent-to-income ratio of 15.1% edges above Missouri's state average of 15.6%, ranking it near the middle of statewide affordability. The county tracks closely with typical Missouri housing costs.

Standard central Missouri pricing

Montgomery's median rent of $767/month essentially matches the state average of $768 and sits in the middle of the regional range. The county reflects typical housing costs for central Missouri.

Montgomery's stable housing equation

With a median household income of $61,042, Montgomery residents pay $767/month in rent or $733/month for mortgages on homes valued at $171,300. Housing absorbs roughly 15% of income for renters, leaving reasonable resources for other expenses.

Montgomery offers reliable value

If you're relocating and prefer standard housing costs with solid incomes, Montgomery County delivers predictable affordability near the state average. The county's balanced approach makes it a safe choice for typical Missouri households.

Affordability Calculator

See how your income compares to housing costs in Montgomery County

$

Rent Burden

15.1%

of gross income

Max Housing (28% Rule)

$1,424

per month

Owner Cost Burden

14.4%

of gross income

You can likely afford the median home in Montgomery County

Median home value is $171,300. Estimated monthly cost: $1,368 vs. your max of $1,424.

Rent Affordability Guide

Your rent-to-income ratio15.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Montgomery County, Missouri?
Montgomery County, Missouri has a median monthly rent of $767/mo and a median home value of $171,300. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Montgomery County?
The median gross rent in Montgomery County is $767/mo. This is 0% below state average for Missouri.
Is Montgomery County affordable?
Montgomery County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Montgomery County's rent compare to the state average?
Montgomery County's median rent of $767/mo is 0% below state average of $768/mo for Missouri.
What is the median home value in Montgomery County?
The median home value in Montgomery County, Missouri is $171,300. This is 39% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.