Cost of Living in Knox County, Illinois

$725/mo
Median Monthly Rent
$104,900
Median Home Value
13% below state averageUnaffordable

At a Glance

Median Monthly Rent
$725/mo
13% below state average
Median Home Value
$104,900
63% below national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Knox County Compares

Median monthly rent comparison

Knox County$725/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$725/mo
Median Gross Rent
$104,900
Median Home Value
$814/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Knox County, Illinois

Knox County offers budget-friendly housing

Knox County renters spend 16.3% of income on rent, slightly above the U.S. average of roughly 15%, yet with the lowest household income in this group at $53,291. The $725 rent represents solid value, though paired with below-average incomes, affordability stress remains meaningful.

Below state average with modest rents

Knox County's 16.3% rent-to-income ratio slightly exceeds Illinois's 14.7% state average, though median rent of $725 runs 13% below the state median of $837. Strong rent affordability is tempered by the lowest household incomes in this county set.

Cheaper than Jefferson, pricier than Johnson

Knox County's $725 rent falls between Johnson County's bargain $634 and Jefferson County's $862, positioning it in the middle of southern Illinois options. Owner costs ($814) match the region's lower end, making Knox competitive for both renters and homebuyers.

Knox County's modest housing costs

Renters pay $725/month while homeowners average $814/month, consuming roughly 16% and 18% of household income respectively. The median home value of $104,900 is among the lowest in this group, offering accessible homeownership despite limited household income.

Affordable but income-limited county

Knox County delivers low housing costs, but the region's household income of $53,291 demands careful budgeting beyond housing. Consider Johnson County for even lower rents or evaluate opportunities for income growth before committing to relocation here.

Affordability Calculator

See how your income compares to housing costs in Knox County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,243

per month

Owner Cost Burden

18.3%

of gross income

You can likely afford the median home in Knox County

Median home value is $104,900. Estimated monthly cost: $837 vs. your max of $1,243.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Knox County, Illinois?
Knox County, Illinois has a median monthly rent of $725/mo and a median home value of $104,900. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Knox County?
The median gross rent in Knox County is $725/mo. This is 13% below state average for Illinois.
Is Knox County affordable?
Knox County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Knox County's rent compare to the state average?
Knox County's median rent of $725/mo is 13% below state average of $837/mo for Illinois.
What is the median home value in Knox County?
The median home value in Knox County, Illinois is $104,900. This is 63% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.