Cost of Living in Warren County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Warren County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Warren County ranks #1,354 of 3,144 counties for affordability (top 43%)
Data Story
About Cost of Living in Warren County, Illinois
Warren County delivers stellar affordability
Warren County's 12.9% rent-to-income ratio ranks among the best in this group and well below the national average of 14.7%. With median household income of $64,650 and modest rents of just $694, Warren residents enjoy comfortable housing affordability with meaningful financial flexibility.
Illinois's most affordable rental county
Warren County's 12.9% rent-to-income ratio ranks among Illinois's best performers, beating the state average of 14.7% by nearly 2 percentage points. The combination of reasonable incomes and low rents makes Warren exceptional within Illinois's housing landscape.
Warren outperforms all regional peers
At 12.9%, Warren's rent-to-income ratio beats every surrounding county in this survey, with only Washington County (12.3%) coming close. Warren's $694 monthly rent is the lowest or tied-lowest across the region, delivering genuine value.
Housing stays well within household budgets
Warren residents earning $64,650 annually spend just $694 on median rent—consuming only 12.9% of income—leaving ample room for savings and other expenses. Owner costs of $824 remain reasonable, reflecting homes valued at just $101,300.
Warren County rewards budget-conscious relocators
If affordability drives your relocation decision, Warren County delivers exceptional value alongside solid community infrastructure. Compare its 12.9% rent-to-income ratio against your current housing burden to gauge potential savings.
Cost of Living Advisory: Warren County
Affordability Verdict
For renters in Warren County, the market is affordable. Expect to pay around $694/month in gross rent, with 19.0% of renter households considered cost-burdened.
Rent vs. Own
At $694/month rent versus $824/month in owner costs, renting is roughly $130/month cheaper — a 16% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,760/year. For owner costs at the 28% rule, the required income is roughly $35,314/year. With a median household income of $64,650, most households can comfortably afford rent here. Notably, 19.0% of renter households in Warren County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Illinois, Warren County is less affordable than Edwards County by roughly 7% ($694/mo vs $746/mo).
Affordability Calculator
See how your income compares to housing costs in Warren County
Rent Burden
12.9%
of gross income
Max Housing (28% Rule)
$1,509
per month
Owner Cost Burden
15.3%
of gross income
You can likely afford the median home in Warren County
Median home value is $101,300. Estimated monthly cost: $809 vs. your max of $1,509.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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