Cost of Living in Adair County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adair County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adair County ranks #2,158 of 3,144 counties for affordability (bottom 31%)
Data Story
About Cost of Living in Adair County, Missouri
Adair's rent burden slightly outpaces the nation
Adair County renters spend 16.6% of their income on rent, slightly above the national norm and edging past Missouri's 15.6% state average. With a median household income of $56,583—well below the national median of $74,755—housing costs consume a meaningful share of local earnings.
Middle-of-the-road affordability within Missouri
Adair ranks near the state median for housing affordability, with rental costs and owner expenses that reflect typical rural Missouri conditions. The county's 16.6% rent-to-income ratio sits just above state average, positioning it neither among the most nor least affordable Missouri counties.
Rents higher than nearby counties
Adair's median rent of $782 exceeds neighbor Audrain County ($698) and state average ($768), though owner costs remain modest at $725 monthly. Similar income levels across this region mean renters in Adair face proportionally steeper housing bills than those just across county lines.
Where Adair's housing dollar goes
Renters allocate $782 monthly while homeowners pay $725, with median home values at $159,500 reflecting this region's modest real estate market. The typical household's $56,583 annual income means housing consumes roughly 16–17% of gross earnings—leaving sufficient room for other necessities but with limited margin for savings.
Consider Adair if renting appeals more
For remote workers or those relocating from higher-cost states, Adair offers manageable rents and stable home values—though incomes here run lower than national averages. Compare your local rent-to-income ratio: if you're paying more than 16% of income on housing now, Adair may offer breathing room.
Cost of Living Advisory: Adair County
Affordability Verdict
For renters in Adair County, the market is affordable. Expect to pay around $782/month in gross rent, with 26.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Adair County pay $782/month on average, compared to $725/month for homeowners. This market favors buyers by about 7%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,280/year. For owner costs at the 28% rule, the required income is roughly $31,071/year. With a median household income of $56,583, most households can comfortably afford rent here. Notably, 26.0% of renter households in Adair County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Missouri, Adair County is more affordable than Daviess County by roughly 7% ($782/mo vs $731/mo).
Affordability Calculator
See how your income compares to housing costs in Adair County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,320
per month
Owner Cost Burden
15.4%
of gross income
You can likely afford the median home in Adair County
Median home value is $159,500. Estimated monthly cost: $1,273 vs. your max of $1,320.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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