Cost of Living in Nemaha County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Nemaha County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Nemaha County ranks #800 of 3,144 counties for affordability (top 25%)
Data Story
About Cost of Living in Nemaha County, Nebraska
Nemaha County rents put pressure on household budgets
Nemaha County's 14.5% rent-to-income ratio sits above the national benchmark, signaling that residents here dedicate a larger-than-typical share of income to housing costs. The $727 monthly rent is moderate, but a $60,132 median household income well below the national average of $74,755 creates real affordability strain.
Nemaha edges above Nebraska's affordability average
At 14.5%, Nemaha County's rent-to-income ratio exceeds the state average of 14.2%, placing it slightly outside Nebraska's affordability sweet spot. Lower household incomes relative to housing costs mean residents experience more budget pressure than in most state counties.
Nemaha's rents are reasonable but income is tight
Nemaha County's $727 rent tracks with Logan ($725) and Morrill ($744), yet the county's $60,132 median income ranks among the region's lowest. This income-cost dynamic pushes Nemaha's affordability ratio above neighbors with similar rents but stronger paychecks.
Low income amplifies the burden of modest rents
Renters spend $727 monthly while homeowners pay $849, both consuming meaningful slices of the $60,132 median household income. At 14.5% of income going to rent, Nemaha County residents face tighter household budgets than most Nebraska neighbors.
Nemaha rewards relocators with stable income sources
Nemaha County's $125,100 median home values and $727 rents appeal to budget-conscious buyers, but renters should plan for the 14.5% rent burden. Compare Nemaha's affordability metrics to lower-cost neighbors like McPherson and Loup to ensure your income can sustain comfortable housing here.
Cost of Living Advisory: Nemaha County
Affordability Verdict
Nemaha County offers affordable rental housing at a median of $727/month — about 14.5% of the typical household income here.
Rent vs. Own
The median rent in Nemaha County is $727/month, while owner costs run $849/month. Renting saves approximately $122/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,080/year. For owner costs at the 28% rule, the required income is roughly $36,386/year. With a median household income of $60,132, most households can comfortably afford rent here. Notably, 26.0% of renter households in Nemaha County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Red Willow County where rent averages $778/month, Nemaha County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Nemaha County
Rent Burden
14.5%
of gross income
Max Housing (28% Rule)
$1,403
per month
Owner Cost Burden
16.9%
of gross income
You can likely afford the median home in Nemaha County
Median home value is $125,100. Estimated monthly cost: $999 vs. your max of $1,403.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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