Cost of Living in Sutton County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Sutton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sutton County ranks #987 of 3,144 counties for affordability (top 31%)
Data Story
About Cost of Living in Sutton County, Texas
Sutton County rents are a steal nationally
At 12.3%, Sutton County's rent-to-income ratio sits well below the national sweet spot and significantly undercuts Texas's 18.1% state average. Renters here spend roughly $770 monthly on housing while earning a median $75,000 annually—nearly matching the national median household income of $74,755.
Among Texas's most affordable counties
Sutton County ranks as one of Texas's most housing-friendly counties, with its 12.3% rent-to-income ratio beating 80% of Texas counties. Only a handful of rural Texas counties offer comparable affordability without sacrificing median income stability.
Cheaper than surrounding West Texas
Sutton's $770 median rent undershoots neighboring Terrell County significantly while matching housing stability across the region. Owner costs run similarly affordable at $750 monthly, making both renting and buying accessible compared to more urbanized Texas neighbors.
Your housing budget breaks down cleanly
Renters devote 12.3% of income to housing, while homeowners allocate about 12% to monthly payments on a median $140,600 home. This leaves substantial room in household budgets for savings, childcare, healthcare, and other essentials.
Perfect for budget-conscious relocators
If you're fleeing expensive metros, Sutton County delivers West Texas charm with genuine affordability—you'll spend half what renters pay in Texas's major cities. A median income near the national average combined with rock-bottom housing costs makes this an underrated relocation target.
Cost of Living Advisory: Sutton County
Affordability Verdict
Sutton County is affordable for renters, with a median gross rent of $770/month representing approximately 12.3% of median household income. The rent burden (GRAPI) stands at 18.0%.
Rent vs. Own
At $770/month rent versus $750/month in owner costs, owning is roughly $20/month cheaper — a 3% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,800/year. For owner costs at the 28% rule, the required income is roughly $32,143/year. With a median household income of $75,000, most households can comfortably afford rent here. Notably, 18.0% of renter households in Sutton County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Sutton County is less affordable than Cass County by roughly 6% ($770/mo vs $821/mo).
Affordability Calculator
See how your income compares to housing costs in Sutton County
Rent Burden
12.3%
of gross income
Max Housing (28% Rule)
$1,750
per month
Owner Cost Burden
12.0%
of gross income
You can likely afford the median home in Sutton County
Median home value is $140,600. Estimated monthly cost: $1,122 vs. your max of $1,750.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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