Cost of Living in Cotton County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cotton County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cotton County, Oklahoma
Cotton County rents: Below national pressure
At 14.8%, Cotton County's rent-to-income ratio sits comfortably below the national affordability threshold of roughly 28%. Renters here spend less of their paycheck on housing than their peers across the country, thanks to a median rent of $742 per month against a median household income of $60,313.
Oklahoma's affordability sweet spot
Cotton County leads the state in housing affordability, ranking among the most livable counties in Oklahoma. Its 14.8% rent-to-income ratio beats the state average of 17.0%, making it a standout for renters seeking value.
A refuge in the rural panhandle
Cotton County's $742 rent is the lowest among regional peers, undercutting neighboring Ellis County ($728) and Craig County ($826) while matching affordability advantages across the panhandle. Homebuyers will appreciate a median value of $113,200—the lowest in this group and ideal for first-time purchasers.
Rent and mortgages add up fairly
Cotton County renters allocate 14.8% of their $60,313 income to rent, while homeowners dedicate roughly 13.4% to a median monthly cost of $675. Together, housing absorbs under 28% of household budgets—well within the recommended threshold for financial stability.
Ready to settle affordably?
Cotton County offers Oklahoma's most balanced housing market for workers seeking lower cost of living without sacrificing access to homeownership. Whether you're renting at $742 or buying at a median home value under $115,000, your housing dollars stretch further here than in most of Oklahoma.
Affordability Calculator
See how your income compares to housing costs in Cotton County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$1,407
per month
Owner Cost Burden
13.4%
of gross income
You can likely afford the median home in Cotton County
Median home value is $113,200. Estimated monthly cost: $904 vs. your max of $1,407.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Cotton County, Oklahoma?
What is the median rent in Cotton County?
Is Cotton County affordable?
How does Cotton County's rent compare to the state average?
What is the median home value in Cotton County?
Planning a Move?
Researching the cost of living in Cotton County, Oklahoma? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Cotton County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.