Cost of Living in Cumberland County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cumberland County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cumberland County, Illinois
Cumberland beats national housing affordability
With a 13.0% rent-to-income ratio, Cumberland County renters spend less than the national average and significantly less than most U.S. households. The county's median household income of $69,826 pairs with modest $756 monthly rent, making housing one of the region's biggest financial advantages.
Among Illinois's most affordable counties
Cumberland ranks as one of Illinois's strongest performers on housing affordability, with a 13.0% rent-to-income ratio well below the state average of 14.7%. At $756 per month, the median rent trails the state average by $81, offering genuine savings for renters statewide.
Slightly cheaper than surrounding counties
Cumberland's $756 rent is virtually tied with Crawford County ($761) and Edgar County ($757), anchoring this rural region's affordability. The nearby college town of DeKalb County pushes significantly higher at $1,041 monthly, reflecting different economic drivers in that market.
Renters and buyers both see savings
Cumberland renters allocate just 13.0% of their $69,826 median income to the $756 monthly rent, leaving substantial room in household budgets. Homeowners pay $785 monthly on properties valued at $117,700, offering a gentle entry point into ownership for working families.
Strong affordability draws smart relocators
Cumberland delivers genuine housing affordability without sacrificing access to rural community life and stability. Families relocating from expensive metros should compare these costs to Illinois's pricier counties to understand their purchasing power gain.
Affordability Calculator
See how your income compares to housing costs in Cumberland County
Rent Burden
13.0%
of gross income
Max Housing (28% Rule)
$1,629
per month
Owner Cost Burden
13.5%
of gross income
You can likely afford the median home in Cumberland County
Median home value is $117,700. Estimated monthly cost: $940 vs. your max of $1,629.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Cumberland County, Illinois?
What is the median rent in Cumberland County?
Is Cumberland County affordable?
How does Cumberland County's rent compare to the state average?
What is the median home value in Cumberland County?
Planning a Move?
Researching the cost of living in Cumberland County, Illinois? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Cumberland County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.