Cost of Living in DeKalb County, Indiana

$828/mo
Median Monthly Rent
$177,900
Median Home Value

At a Glance

Median Monthly Rent
$828/mo
6% below state average
Median Home Value
$177,900
37% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How DeKalb County Compares

Median monthly rent comparison

DeKalb County$828/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$828/mo
Median Gross Rent
$177,900
Median Home Value
$904/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

DeKalb County ranks #431 of 3,144 counties for affordability (top 14%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in DeKalb County, Indiana

DeKalb rents beat the national average

DeKalb County renters spend just 14.2% of their income on rent, well below the national sweet spot of around 15-20%. This county's rent-to-income ratio outperforms most U.S. counties, making it an attractive option for budget-conscious renters seeking affordability without sacrificing quality of life.

Among Indiana's most affordable counties

At 14.2%, DeKalb's rent-to-income ratio ranks better than the state average of 15.6%, placing it in the top tier of affordable Indiana counties. Renters here enjoy a noticeable cost advantage compared to many of their statewide neighbors.

Competitive with surrounding counties

DeKalb's median rent of $828 is slightly below the state average of $883, while nearby counties range from $779 to $1,023. The county offers solid affordability for both renters and homebuyers seeking value in northeastern Indiana.

Housing costs stay reasonable here

Renters pay $828 monthly while homeowners spend $904, against a median household income of $70,080. This balance means DeKalb families allocate roughly 14% to rent or 15% to mortgage payments, leaving healthy income for other essentials.

Consider DeKalb for your next move

If affordability and manageable housing costs matter to your relocation plans, DeKalb delivers on both fronts. Compare this county's 14.2% rent-to-income ratio to your current situation—you may find real savings waiting here.

Cost of Living Advisory: DeKalb County

Affordability Verdict

DeKalb County offers affordable rental housing at a median of $828/month — about 14.2% of the typical household income here.

Rent vs. Own

Renters in DeKalb County pay $828/month on average, compared to $904/month for homeowners. This market favors renters by about 8%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,120/year. For owner costs at the 28% rule, the required income is roughly $38,743/year. With a median household income of $70,080, most households can comfortably afford rent here. Notably, 25.0% of renter households in DeKalb County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Vigo County where rent averages $879/month, DeKalb County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in DeKalb County

$

Rent Burden

14.2%

of gross income

Max Housing (28% Rule)

$1,635

per month

Owner Cost Burden

15.5%

of gross income

You can likely afford the median home in DeKalb County

Median home value is $177,900. Estimated monthly cost: $1,420 vs. your max of $1,635.

Rent Affordability Guide

Your rent-to-income ratio14.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,080Needed: $33,120
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,080Needed: $38,743
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,080Needed: $41,402

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in DeKalb County, Indiana?
DeKalb County, Indiana has a median monthly rent of $828/mo and a median home value of $177,900. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in DeKalb County?
The median gross rent in DeKalb County is $828/mo. This is 6% below state average for Indiana.
Is DeKalb County affordable?
DeKalb County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does DeKalb County's rent compare to the state average?
DeKalb County's median rent of $828/mo is 6% below state average of $883/mo for Indiana.
What is the median home value in DeKalb County?
The median home value in DeKalb County, Indiana is $177,900. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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