Cost of Living in Clark County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Clark County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Clark County ranks #1,646 of 3,142 counties for affordability (bottom 48%)
Sourced county brief
Clark County GRAPI Differs from State Mean by 2.4 Percentage Points
The official median gross rent as a percentage of household income (GRAPI) in Clark County was 28.5%. This is 2.4 percentage points higher than the Illinois unweighted county mean of 26.1%. Median gross rent in the county was estimated at $861 per month, which is just below the state unweighted county mean of $867. For owner-occupied units, the median home value was $132,400, while the state unweighted county mean was $153,020. Median selected monthly owner costs for all units were $883, below the state unweighted county mean of $960. Renter households in the county had a median income of $34,367. These figures are based on the ACS 2020-2024 5-year estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Clark County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.5% of renter household income in Clark County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $861 per month; median selected monthly owner costs are $883. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Clark County's $861 median is 0.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Clark County
Rent Burden
14.2%
of gross income
Max Housing (28% Rule)
$1,702
per month
Owner Cost Burden
14.5%
of gross income
You can likely afford the median home in Clark County
Median home value is $132,400. Estimated monthly cost: $1,057 vs. your max of $1,702.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Clark County, Illinois?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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