CostBy County

Cost of Living in Decatur County, Indiana

$861/mo
Median Monthly Rent
$199,100
Median Home Value

At a Glance

Median Monthly Rent
$861/mo
5% below state average
Median Home Value
$199,100
40% below national
Census GRAPI
23.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Decatur County Compares

Median monthly rent comparison

Decatur County$861/mo
Indiana Average$911/mo
National Median$1,413/mo

Detailed Housing Stats

$861/mo
Median Gross Rent
$199,100
Median Home Value
$926/mo
Monthly Owner Cost
23.1%
Census GRAPI

National Ranking

Affordability Rank

Decatur County ranks #1,721 of 3,142 counties for affordability (bottom 45%)

Most AffordableLeast Affordable

Sourced county brief

Decatur County Home Values Above Indiana Unweighted County Mean

The median home value in Decatur County is $199,100, which is above the Indiana unweighted county mean of $191,899. Median gross rent in the county was estimated at $861 per month, which is below the state unweighted county mean of $911. The official median gross rent as a percentage of household income (GRAPI) is 23.1%. This official ACS B25071 estimate is 3.8 percentage points lower than the Indiana unweighted county mean of 26.9%. Median selected monthly owner costs for all owner-occupied units are $926 per month, while the state unweighted county mean is $951. The median income for renter-households was estimated at $37,449. All statistics provided are snapshot values from the U.S. Census Bureau American Community Survey 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Decatur County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.1% of renter household income in Decatur County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $861 per month; median selected monthly owner costs are $926. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Indiana unweighted mean of county median rents is $911 per month. Decatur County's $861 median is 5.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Decatur County

$

Rent Burden

14.8%

of gross income

Max Housing (28% Rule)

$1,628

per month

Owner Cost Burden

15.9%

of gross income

You can likely afford the median home in Decatur County

Median home value is $199,100. Estimated monthly cost: $1,589 vs. your max of $1,628.

Rent Affordability Guide

Your entered rent as a share of entered income14.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,783Needed: $34,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,783Needed: $39,686
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,783Needed: $46,336

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Decatur County, Indiana?
Decatur County, Indiana has a median monthly rent of $861/mo and a median home value of $199,100. The affordability rating is Affordable, with median gross rent equal to approximately 23.1% of renter household income.
What is the median rent in Decatur County?
The median gross rent in Decatur County is $861/mo. This is 5% below state average for Indiana.
Is Decatur County affordable?
Decatur County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.1%. Median gross rent is under 30% of renter household income.
How does Decatur County's rent compare to the state average?
Decatur County's median rent of $861/mo is 5% below state average of $911/mo for Indiana.
What is the median home value in Decatur County?
The median home value in Decatur County, Indiana is $199,100. This is 40% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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