Cost of Living in Stanly County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Stanly County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Stanly County ranks #1,575 of 3,142 counties for affordability (top 50%)
Sourced county brief
Official GRAPI in Stanly County Reaches 29.3%
Official GRAPI in Stanly County was estimated at 29.3%. This figure, which represents gross rent as a percentage of household income, is 0.4 percentage points higher than the North Carolina unweighted county mean of 28.9%. The median gross rent in the county was $861 per month, while the state's unweighted county mean was $977. For homeowners, the median home value was $242,400, which is above the state's unweighted county mean of $235,312. Median selected monthly owner costs were $852, below the unweighted county mean of $927. Additionally, the median renter-household income was recorded as $33,732. These snapshot statistics are from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Stanly County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.3% of renter household income in Stanly County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $861 per month; median selected monthly owner costs are $852. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Stanly County's $861 median is 11.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Stanly County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,416
per month
Owner Cost Burden
16.8%
of gross income
The median home in Stanly County may be a stretch
Median home value is $242,400. Estimated monthly cost: $1,935 vs. your max of $1,416.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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