Cost of Living in Winneshiek County, Iowa
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Winneshiek County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Winneshiek County ranks #133 of 3,144 counties for affordability (top 4%)
Data Story
About Cost of Living in Winneshiek County, Iowa
Winneshiek incomes enable solid affordability
Winneshiek County residents earn $75,652 annually—slightly above the national median—allowing them to maintain a 12.7% rent-to-income ratio despite moderate rents. At $800 monthly, rents are below the state median, making housing accessible despite above-average incomes.
Winneshiek ranks among Iowa's best
Winneshiek County's 12.7% rent-to-income ratio places it in Iowa's top tier for affordability, driven by strong household earnings above the state average. The county combines economic stability with genuine housing accessibility for renters and buyers alike.
Balanced northeast Iowa affordability
Winneshiek's $800 rent and $75,652 income reflect a prosperous county within its region, with a home value of $239,000 supporting a vibrant economy. The 12.7% rent-to-income ratio positions it between budget-conscious southern counties and premium options like Warren.
Strong incomes support quality housing
Winneshiek households earning $75,652 spend $800 on rent or $1,068 on mortgage, dedicating 12.7% and 16.9% of income respectively to housing while maintaining strong financial security. This income level supports investment in higher-quality homes while preserving substantial funds for other priorities.
Winneshiek for prosperous relocators
Relocating to Iowa with household income above $70,000? Winneshiek County offers a 12.7% rent-to-income ratio, strong local economy, and median home values ($239,000) reflecting quality communities. The county delivers both affordability and prosperity for those seeking vibrant northeast Iowa living.
Cost of Living Advisory: Winneshiek County
Affordability Verdict
Housing in Winneshiek County is affordable. The median rent is $800/month against a median household income of $75,652, putting rent at 12.7% of income.
Rent vs. Own
The median rent in Winneshiek County is $800/month, while owner costs run $1,068/month. Renting saves approximately $268/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,000/year. For owner costs at the 28% rule, the required income is roughly $45,771/year. With a median household income of $75,652, most households can comfortably afford rent here. Notably, 25.0% of renter households in Winneshiek County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Winneshiek County sits 6% less expensive than Hamilton County ($853/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Winneshiek County
Rent Burden
12.7%
of gross income
Max Housing (28% Rule)
$1,765
per month
Owner Cost Burden
16.9%
of gross income
The median home in Winneshiek County may be a stretch
Median home value is $239,000. Estimated monthly cost: $1,908 vs. your max of $1,765.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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