Cost of Living in Lake and Peninsula Borough, Alaska

$933/mo
Median Monthly Rent
$166,100
Median Home Value

At a Glance

Median Monthly Rent
$933/mo
24% below state average
Median Home Value
$166,100
41% below national
Rent-to-Income Ratio
18.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lake and Peninsula Borough Compares

Median monthly rent comparison

Lake and Peninsula Borough$933/mo
Alaska Average$1,221/mo
National Median$1,163/mo

Detailed Housing Stats

$933/mo
Median Gross Rent
$166,100
Median Home Value
$533/mo
Monthly Owner Cost
18.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Lake and Peninsula Borough ranks #1,970 of 3,144 counties for affordability (bottom 37%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Lake and Peninsula Borough, Alaska

Lake and Peninsula beats national affordability

Lake and Peninsula's rent-to-income ratio of 17.5% falls comfortably below the national affordability threshold, meaning housing costs consume a reasonable share of household income. With a median household income of $64,000 and median rent of $933/month, residents here strike a better balance than most Alaska boroughs.

Alaska's more affordable option

At 17.5%, Lake and Peninsula ranks below Alaska's state average rent-to-income ratio of 18.6%, placing it among the state's better-positioned boroughs for renters. The combination of moderate rents ($933/month) and steady local incomes makes this one of Alaska's more livable remote communities.

Moderate costs, moderate income

Lake and Peninsula's $933/month rent sits between Alaska's pricier urban centers and the cheapest rural areas, reflecting its mid-tier regional economy. Compared to nearby Kusilvak (lower rent, lower income) and Nome (higher rent, higher income), it offers a balanced middle ground.

Balanced housing and income picture

At $933/month rent against a $64,000 annual household income ($5,333/month), Lake and Peninsula residents allocate roughly 17.5% of income to rent—a sustainable ratio. Homeowners face monthly costs of $533 on properties averaging $166,100, creating an accessible ownership path compared to pricier Alaska boroughs.

Lake and Peninsula for balanced relocation

Lake and Peninsula offers relative affordability and reasonable rent-to-income ratios for those seeking Alaska's remote lifestyle without financial strain. If your household income hovers near $64,000, this borough delivers livable housing costs and a stable local economy.

Cost of Living Advisory: Lake and Peninsula Borough

Affordability Verdict

Housing in Lake and Peninsula Borough is affordable. The median rent is $933/month against a median household income of $64,000, putting rent at 17.5% of income.

Rent vs. Own

At $933/month rent versus $533/month in owner costs, owning is roughly $400/month cheaper — a 43% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,320/year. For owner costs at the 28% rule, the required income is roughly $22,843/year. With a median household income of $64,000, most households can comfortably afford rent here. Notably, 18.0% of renter households in Lake and Peninsula Borough are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Alaska, Lake and Peninsula Borough is less affordable than Hoonah-Angoon Census Area by roughly 5% ($933/mo vs $986/mo).

Affordability Calculator

See how your income compares to housing costs in Lake and Peninsula Borough

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,493

per month

Owner Cost Burden

10.0%

of gross income

You can likely afford the median home in Lake and Peninsula Borough

Median home value is $166,100. Estimated monthly cost: $1,326 vs. your max of $1,493.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,000Needed: $37,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,000Needed: $22,843
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,000Needed: $38,656

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Lake and Peninsula Borough, Alaska?
Lake and Peninsula Borough, Alaska has a median monthly rent of $933/mo and a median home value of $166,100. The affordability rating is Unaffordable, with rent making up approximately 18.0% of median household income.
What is the median rent in Lake and Peninsula Borough?
The median gross rent in Lake and Peninsula Borough is $933/mo. This is 24% below state average for Alaska.
Is Lake and Peninsula Borough affordable?
Lake and Peninsula Borough is rated Unaffordable based on rent-to-income ratio of 18.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lake and Peninsula Borough's rent compare to the state average?
Lake and Peninsula Borough's median rent of $933/mo is 24% below state average of $1,221/mo for Alaska.
What is the median home value in Lake and Peninsula Borough?
The median home value in Lake and Peninsula Borough, Alaska is $166,100. This is 41% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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