Cost of Living in Stone County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Stone County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Stone County, Mississippi
Stone County housing costs stay reasonable nationally
Stone County's 17.0% rent-to-income ratio aligns closely with American affordability standards, meaning renters here dedicate a typical share of income to housing. With median household income of $59,307—well below the national median of $74,755—a $839 monthly rent remains sustainable for most households.
Mid-pack affordability in Mississippi
Stone County's 17.0% rent-to-income ratio beats Mississippi's 19.6% average, positioning it among the state's more affordable counties. At $839 per month, median rent exceeds the state average of $782 but remains modest within regional context.
Steeper rents, higher home values than Smith County
Stone County's $839 rent runs higher than Smith County's $664, reflecting modest differences in economic development across the region. Yet Stone's median home value of $163,300 suggests growing residential demand and steadier property appreciation than neighboring rural counties.
Balanced housing burden across tenants and owners
Stone County renters spend 17.0% of the $59,307 median income on housing, or roughly $848 annually from their gross earnings. Homeowners allocate even more—$745 monthly equals about 15.1% of household income—yet the median home value of $163,300 reflects stronger property equity potential.
Upgrade your homeownership prospects here
Stone County offers a sweet spot for buyers: median homes near $163,000 with monthly owner costs of $745. If homeownership is your goal and you're willing to spend modestly more on rent now, Stone's housing market and growing property values make relocation worth evaluating.
Affordability Calculator
See how your income compares to housing costs in Stone County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,384
per month
Owner Cost Burden
15.1%
of gross income
You can likely afford the median home in Stone County
Median home value is $163,300. Estimated monthly cost: $1,304 vs. your max of $1,384.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.