Cost of Living in Ogle County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ogle County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Ogle County, Illinois
Ogle incomes support higher rents
Ogle County's median household income of $79,244 runs 5.9% above the national median, allowing residents to absorb a 13.6% rent-to-income ratio that edges below the national benchmark of roughly 15%. Stronger earning power cushions Ogle's higher absolute rents.
Ogle ranks solidly within state
Ogle County's 13.6% rent-to-income ratio sits below Illinois's 14.7% state average, though median rents of $901 run above the state's $837 benchmark. Above-average incomes allow Ogle residents to sustain higher rents while maintaining favorable affordability ratios.
Ogle commands higher absolute costs
Ogle's $901 median rent exceeds all regional peers except Monroe County ($996), reflecting stronger local incomes and market demand. The median home value of $184,100 similarly positions Ogle between Menard ($179,300) and Monroe ($265,600).
Income sustains Ogle's premium pricing
Ogle residents spend 13.6% on rent and 16.4% on owner costs, proportions manageable for the county's above-average earners. A $1,084/month mortgage on a $184,100 home reflects Ogle's relatively robust housing market.
Ogle suits upper-middle-income families
If your household income approaches or exceeds Ogle's $79,244 median, the county offers above-average earnings with acceptable housing cost burdens. Weigh Ogle's premium against Menard or Moultrie to balance income potential with housing affordability.
Affordability Calculator
See how your income compares to housing costs in Ogle County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,849
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Ogle County
Median home value is $184,100. Estimated monthly cost: $1,470 vs. your max of $1,849.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.