Cost of Living in Creek County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Creek County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Creek County ranks #2,801 of 3,144 counties for affordability (bottom 11%)
Data Story
About Cost of Living in Creek County, Oklahoma
Creek County edges toward affordability stress
Creek County's 17.7% rent-to-income ratio remains below national affordability concerns but signals rising housing costs relative to local incomes. Renters paying $910 monthly on a median income of $61,849 experience moderate pressure compared to the broader U.S. landscape.
Slightly above Oklahoma's rental norm
Creek County's 17.7% rent-to-income ratio tracks just above Oklahoma's state average of 17.0%, placing it in the middle tier for county affordability. While not a crisis zone, this slight elevation reflects the county's higher rents relative to comparable rural Oklahoma communities.
Highest rents in the regional cohort
Creek County commands the highest median rent at $910 among these eight counties, reflecting its position as a more developed area with greater economic activity. However, median home values of $170,900 position it as an affordable alternative to metro regions while still offering urban conveniences.
Balanced burden for owners and renters
Creek County renters devote 17.7% of their $61,849 income to a median rent of $910, while homeowners commit 15.9% to monthly costs of $822. Both groups maintain reasonable housing-to-income ratios, suggesting the county's higher rents are proportional to stronger local incomes.
Creek County rewards regional investors
Creek County's stronger median income of $61,849 and developing economy make it attractive for professionals seeking more job opportunities without extreme housing costs. Both renters and homeowners here enjoy manageable affordability, making it an ideal landing spot for workers trading urban prices for small-town stability.
Cost of Living Advisory: Creek County
Affordability Verdict
Housing in Creek County is affordable. The median rent is $910/month against a median household income of $61,849, putting rent at 17.7% of income.
Rent vs. Own
The median rent in Creek County is $910/month, while owner costs run $822/month. Owning saves approximately $88/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,400/year. For owner costs at the 28% rule, the required income is roughly $35,229/year. With a median household income of $61,849, most households can comfortably afford rent here. Notably, 26.0% of renter households in Creek County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Creek County sits 6% more expensive than Murray County ($859/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Creek County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,443
per month
Owner Cost Burden
15.9%
of gross income
You can likely afford the median home in Creek County
Median home value is $170,900. Estimated monthly cost: $1,364 vs. your max of $1,443.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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