Cost of Living in Buffalo County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Buffalo County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Buffalo County ranks #2,307 of 3,142 counties for affordability (bottom 27%)
Sourced county brief
Buffalo County Median Home Value Reaches $246,400 in ACS Estimate
The median home value in Buffalo County is $246,400, a figure that is $81,765 above the Nebraska unweighted county mean of $164,635. Renters in the county have an official rentBurdenGrapiPct of 26.0%, which differs from the state unweighted county mean of 23.2% by 2.8 percentage points. The median gross rent was estimated at $936 per month, exceeding the state unweighted county mean of $797. Median selected monthly owner costs for all owner-occupied units is $1,248, which is above the Nebraska unweighted county mean of $860. The median household income for all households is $75,911, while the median renter-household income is $44,833. The canonical rentToIncomePct of 26.0% is the official ACS B25071 GRAPI rather than a derived estimate. This data describes the 2020-2024 timeframe and does not suggest future housing trends. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Buffalo County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.0% of renter household income in Buffalo County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $936 per month; median selected monthly owner costs are $1,248. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Nebraska unweighted mean of county median rents is $797 per month. Buffalo County's $936 median is 17.5% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Buffalo County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$1,771
per month
Owner Cost Burden
19.7%
of gross income
The median home in Buffalo County may be a stretch
Median home value is $246,400. Estimated monthly cost: $1,967 vs. your max of $1,771.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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