Cost of Living in Westmoreland County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Westmoreland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Westmoreland County ranks #2,282 of 3,142 counties for affordability (bottom 27%)
Sourced county brief
Westmoreland County Renter Median Income at $38,095
Renter households in Westmoreland County have a median income of $38,095. The median gross rent in the county was estimated at $1,018 per month, which is below the Virginia unweighted county mean of $1,170. According to the ACS 2020-2024 5-year estimates, the official median gross rent as a percentage of household income (GRAPI) is 27.6%. This official percentage is 1.0 percentage point below the state unweighted county mean of 28.6%. For owner-occupied units, the median home value is $269,600 and the median monthly owner cost is $1,058. These figures compare to state unweighted county means of $295,808 and $1,190, respectively. These data points provide a descriptive snapshot of the county’s housing tenure groups during the five-year reporting period and do not constitute financial or relocation advice. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Westmoreland County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.6% of renter household income in Westmoreland County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,018 per month; median selected monthly owner costs are $1,058. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Virginia unweighted mean of county median rents is $1,170 per month. Westmoreland County's $1,018 median is 13.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Westmoreland County
Rent Burden
19.3%
of gross income
Max Housing (28% Rule)
$1,479
per month
Owner Cost Burden
20.0%
of gross income
The median home in Westmoreland County may be a stretch
Median home value is $269,600. Estimated monthly cost: $2,152 vs. your max of $1,479.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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