Cost of Living in Washington County, Colorado

$991/mo
Median Monthly Rent
$218,300
Median Home Value

At a Glance

Median Monthly Rent
$991/mo
21% below state average
Median Home Value
$218,300
23% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$991/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$991/mo
Median Gross Rent
$218,300
Median Home Value
$720/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #1,231 of 3,144 counties for affordability (top 39%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Colorado

Washington County stays below national averages

Washington County's 18.3% rent-to-income ratio sits comfortably below both Colorado's 20.2% state average and national affordability norms. Residents earning $65,164 median income pay $991 monthly rent—$262 less than Colorado's state average—securing solid rental affordability.

Well-positioned in Colorado's rankings

Washington County's 18.3% rent-to-income ratio places it well below Colorado's 20.2% average, ranking among the state's more affordable counties despite the eastern plains location. The combination of modest rents ($991) and moderate income ($65,164) delivers above-average housing security.

Plains pricing with balanced incomes

Washington's $991 rent sits between Sedgwick's rock-bottom $728 and Yuma's $897, reflecting its position as a mid-level plains county. With a $65,164 median income higher than Sedgwick ($52,833) but lower than mountain counties, Washington offers steadier economics than its rural neighbors.

Balanced housing cost across tenures

Washington renters and homeowners face nearly identical monthly costs: $991 rent versus $720 ownership, with ownership holding a clear affordability advantage at 13% of income. For a $65,164 household, both paths remain accessible, though homeownership at $218,300 requires down payment capacity renters lack.

Solid affordability for moderate earners

Washington County works well for households earning $65,000-plus seeking rural Colorado living with strong housing affordability—whether $991 rent or $218,300 home purchases. If you value plains proximity to Denver and agricultural heritage over mountain access, Washington delivers reliable economics unavailable in resort counties.

Cost of Living Advisory: Washington County

Affordability Verdict

Housing in Washington County is affordable. The median rent is $991/month against a median household income of $65,164, putting rent at 18.2% of income.

Rent vs. Own

At $991/month rent versus $720/month in owner costs, owning is roughly $271/month cheaper — a 27% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,640/year. For owner costs at the 28% rule, the required income is roughly $30,857/year. With a median household income of $65,164, most households can comfortably afford rent here. Notably, 20.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Moffat County where rent averages $1,051/month, Washington County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

18.2%

of gross income

Max Housing (28% Rule)

$1,520

per month

Owner Cost Burden

13.3%

of gross income

The median home in Washington County may be a stretch

Median home value is $218,300. Estimated monthly cost: $1,743 vs. your max of $1,520.

Rent Affordability Guide

Your rent-to-income ratio18.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,164Needed: $39,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,164Needed: $30,857
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,164Needed: $50,804

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Colorado?
Washington County, Colorado has a median monthly rent of $991/mo and a median home value of $218,300. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $991/mo. This is 21% below state average for Colorado.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $991/mo is 21% below state average of $1,253/mo for Colorado.
What is the median home value in Washington County?
The median home value in Washington County, Colorado is $218,300. This is 23% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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