Cost of Living in Finney County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Finney County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Finney County ranks #3,101 of 3,144 counties for affordability (bottom 1%)
Data Story
About Cost of Living in Finney County, Kansas
Finney County rents track near national pace
At 16.4%, Finney County's rent-to-income ratio sits just above the Kansas state average of 14.7% but remains manageable compared to national trends. With $991 monthly rents and a $72,437 median household income—higher than most Kansas peers—residents maintain moderate affordability despite regional price pressures.
Finney ranks mid-range for Kansas affordability
Finney County's 16.4% rent-to-income ratio places it slightly above the Kansas average, reflecting its role as a regional economic hub. Rents at $991/month exceed the state median by $204, though higher local incomes of $72,437 partially offset the pressure.
Finney among the region's priciest
Finney County's $991 rent is the highest in its peer group, surpassing Ford County ($960), Franklin County ($949), and Ellis County ($899) by $40-92 monthly. Home values of $191,100 rank midway—above Ellsworth ($116,300) but below Ellis ($211,100)—reflecting Finney's agricultural and industrial economy.
Higher incomes support elevated costs
Renters allocate 16.4% of income to housing, while homeowners pay $1,082 monthly—elevated but sustainable given the $72,437 median income. Finney County residents earn among the highest incomes in rural Kansas, which provides a buffer against regional rent increases.
Finney County for higher-wage workers
Finney County suits professionals and skilled workers whose incomes align with the $72,437 median—especially those in agriculture or manufacturing. Compare affordability to Ford County (lower rents at $960) or Ellis County (similar pricing) to find your best fit in southwest Kansas.
Cost of Living Advisory: Finney County
Affordability Verdict
Finney County is affordable for renters, with a median gross rent of $991/month representing approximately 16.4% of median household income. The rent burden (GRAPI) stands at 19.0%.
Rent vs. Own
The median rent in Finney County is $991/month, while owner costs run $1,082/month. Renting saves approximately $91/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,640/year. For owner costs at the 28% rule, the required income is roughly $46,371/year. With a median household income of $72,437, most households can comfortably afford rent here. Notably, 19.0% of renter households in Finney County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Kansas, Finney County is more affordable than Stevens County by roughly 7% ($991/mo vs $930/mo).
Affordability Calculator
See how your income compares to housing costs in Finney County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,690
per month
Owner Cost Burden
17.9%
of gross income
You can likely afford the median home in Finney County
Median home value is $191,100. Estimated monthly cost: $1,526 vs. your max of $1,690.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Finney County, Kansas?
What is the median rent in Finney County?
Is Finney County affordable?
How does Finney County's rent compare to the state average?
What is the median home value in Finney County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Finney County, Kansas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Finney County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.