Cost of Living in McLean County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McLean County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in McLean County, Illinois
McLean rents are above national average
McLean County's rent-to-income ratio of 15.2% slightly exceeds the national norm, with a median rent of $992/month that represents solid value for a Midwest county. The median household income of $78,329 is 5% above the national average, providing reasonable cushion against housing costs.
Above-average Illinois housing costs
McLean's rent-to-income ratio of 15.2% exceeds the Illinois state average of 14.7%, and its median rent of $992 is $155 above the state median. This positions McLean among Illinois's pricier counties, though far below the premium markets of McHenry.
Expensive but income-supported
McLean's $992 rent is the second-highest in the region after McHenry ($1,358), exceeding Madison ($969), Massac ($793), and others. McLean's median income of $78,329 is the second-highest regionally, suggesting residents can support these higher costs with relative stability.
Modest housing burden on solid incomes
McLean residents earning a median of $78,329 spend $992/month on rent (15.2%) or $1,251/month on homeownership (19.2%). These ratios mean housing consumes roughly one-third of gross income, leaving moderate room for other essential expenses and modest savings.
McLean balances cost and income
If you're relocating to central Illinois, McLean County offers above-average amenities, solid incomes ($78,329 median), and reasonable affordability given the region. Compare this to nearby Madison ($74,800 income, $969 rent) to decide which county best fits your household budget.
Affordability Calculator
See how your income compares to housing costs in McLean County
Rent Burden
15.2%
of gross income
Max Housing (28% Rule)
$1,828
per month
Owner Cost Burden
19.2%
of gross income
You can likely afford the median home in McLean County
Median home value is $198,300. Estimated monthly cost: $1,583 vs. your max of $1,828.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.