Cost of Living in Hopewell city, Virginia

$1,085/mo
Median Monthly Rent
$165,100
Median Home Value
5% below state averageUnaffordable

At a Glance

Median Monthly Rent
$1,085/mo
5% below state average
Median Home Value
$165,100
41% below national
Rent-to-Income Ratio
37.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hopewell city Compares

Median monthly rent comparison

Hopewell city$1,085/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,085/mo
Median Gross Rent
$165,100
Median Home Value
$1,009/mo
Monthly Owner Cost
37.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hopewell city, Virginia

Hopewell Faces Virginia's Highest Pressure

At 26.8%, Hopewell's rent-to-income ratio represents Virginia's least affordable housing market, significantly exceeding both the national benchmark and state average of 18.6%. The city's median household income of $48,681—35% below the national median—combined with $1,085 median rent, creates the most severe affordability squeeze in this comparison.

Virginia's Housing Affordability Crisis

Hopewell's 26.8% rent-to-income ratio stands as one of Virginia's worst, nearly 45% above the state average of 18.6%. This historic industrial city struggles with a mismatch between local incomes and housing costs, marking it as Virginia's most strained housing market.

Higher Costs, Lower Income Than Peers

Hopewell's $1,085 median rent exceeds more affordable rural counties like Henry ($705) and Highland ($859), while its $48,681 median income trails even those lower-cost areas. Unlike Henrico or Hanover, Hopewell lacks the income advantages that can offset housing costs in other Virginia regions.

Housing Consumes Over One-Quarter of Income

Hopewell renters spend $1,085 monthly—26.8% of a $48,681 annual income—leaving minimal room for savings or discretionary spending. Even homeowners at $1,009 monthly face a 24.9% of-income burden, making Hopewell's housing market financially challenging for working families.

Hopewell Requires Financial Caution

Relocating to Hopewell demands careful financial planning: housing here consumes a larger share of income than anywhere else in this comparison. Consider Hopewell only if you have household income above the median or access to additional resources—otherwise, look toward Henry or Highland counties for genuine affordability.

Affordability Calculator

See how your income compares to housing costs in Hopewell city

$

Rent Burden

26.7%

of gross income

Max Housing (28% Rule)

$1,136

per month

Owner Cost Burden

24.9%

of gross income

The median home in Hopewell city may be a stretch

Median home value is $165,100. Estimated monthly cost: $1,318 vs. your max of $1,136.

Rent Affordability Guide

Your rent-to-income ratio26.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hopewell city, Virginia?
Hopewell city, Virginia has a median monthly rent of $1,085/mo and a median home value of $165,100. The affordability rating is Unaffordable, with rent making up approximately 37.0% of median household income.
What is the median rent in Hopewell city?
The median gross rent in Hopewell city is $1,085/mo. This is 5% below state average for Virginia.
Is Hopewell city affordable?
Hopewell city is rated Unaffordable based on rent-to-income ratio of 37.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hopewell city's rent compare to the state average?
Hopewell city's median rent of $1,085/mo is 5% below state average of $1,140/mo for Virginia.
What is the median home value in Hopewell city?
The median home value in Hopewell city, Virginia is $165,100. This is 41% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.