Cost of Living in Pender County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pender County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pender County ranks #2,539 of 3,142 counties for affordability (bottom 19%)
Sourced county brief
Median Home Value in Pender County Estimated at $299,000
The median home value in Pender County was estimated at $299,000, which is $63,688 above the North Carolina unweighted county mean of $235,312. Median gross rent in the county is $1,106 per month, exceeding the state unweighted county mean of $977. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 30.1%. This figure is 1.2 percentage points higher than the state unweighted county mean of 28.9%. For owner-occupied housing, the median selected monthly owner cost is $1,241, while the state unweighted county mean for this metric is $927. The median renter-household income was reported as $48,925. These data are derived from the 2020-2024 ACS 5-year estimates and provide a specific snapshot of the county’s housing finances at that time. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pender County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.1% of renter household income in Pender County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,106 per month; median selected monthly owner costs are $1,241. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $44,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Pender County's $1,106 median is 13.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pender County
Rent Burden
16.5%
of gross income
Max Housing (28% Rule)
$1,876
per month
Owner Cost Burden
18.5%
of gross income
The median home in Pender County may be a stretch
Median home value is $299,000. Estimated monthly cost: $2,387 vs. your max of $1,876.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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