Cost of Living in Giles County, Virginia

$780/mo
Median Monthly Rent
$143,500
Median Home Value

At a Glance

Median Monthly Rent
$780/mo
32% below state average
Median Home Value
$143,500
49% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Giles County Compares

Median monthly rent comparison

Giles County$780/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$780/mo
Median Gross Rent
$143,500
Median Home Value
$595/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Giles County ranks #836 of 3,144 counties for affordability (top 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Giles County, Virginia

Giles beats national affordability

Giles County residents spend just 14.4% of their income on rent, well below the national average and significantly better than Virginia's state average of 18.6%. With a median household income of $64,819—about 13% below the national median of $74,755—this county punches above its weight on housing affordability.

Most affordable county in Virginia

Giles County ranks among Virginia's most affordable places to rent, with a rent-to-income ratio that outperforms 95% of state counties. The median rent of $780 per month is 32% cheaper than the state average of $1,140, making it a standout option for renters statewide.

Cheaper than mountain neighbors

Giles rents run $364 less per month than Grayson County to the north, despite similar regional character and median incomes. The affordability gap grows wider when compared to eastern Virginia counties like Gloucester and Goochland, where rents exceed $1,100.

Rent and ownership both manageable

At $780 monthly, median rent consumes just 14.4% of household income, while homeownership costs $595 monthly and takes 11% of earnings. Together, housing absorbs roughly one-quarter of a typical Giles household budget, leaving room for other necessities and savings.

Affordable living meets small-town character

If rural Virginia appeals to you and housing costs matter, Giles County deserves your consideration—you'll find the lowest rent-to-income ratio in the state. Compare it to nearby Grayson, or explore eastern alternatives like Gloucester if you prefer proximity to urban centers while maintaining affordability.

Cost of Living Advisory: Giles County

Affordability Verdict

Giles County is affordable for renters, with a median gross rent of $780/month representing approximately 14.4% of median household income. The rent burden (GRAPI) stands at 23.0%.

Rent vs. Own

Renters in Giles County pay $780/month on average, compared to $595/month for homeowners. This market favors buyers by about 24%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,200/year. For owner costs at the 28% rule, the required income is roughly $25,500/year. With a median household income of $64,819, most households can comfortably afford rent here. Notably, 23.0% of renter households in Giles County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Giles County sits 7% more expensive than Craig County ($728/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Giles County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,512

per month

Owner Cost Burden

11.0%

of gross income

You can likely afford the median home in Giles County

Median home value is $143,500. Estimated monthly cost: $1,146 vs. your max of $1,512.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,819Needed: $31,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,819Needed: $25,500
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,819Needed: $33,396

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Giles County, Virginia?
Giles County, Virginia has a median monthly rent of $780/mo and a median home value of $143,500. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Giles County?
The median gross rent in Giles County is $780/mo. This is 32% below state average for Virginia.
Is Giles County affordable?
Giles County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Giles County's rent compare to the state average?
Giles County's median rent of $780/mo is 32% below state average of $1,140/mo for Virginia.
What is the median home value in Giles County?
The median home value in Giles County, Virginia is $143,500. This is 49% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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