CostBy County

Cost of Living in Cuming County, Nebraska

$789/mo
Median Monthly Rent
$178,800
Median Home Value

At a Glance

Median Monthly Rent
$789/mo
1% below state average
Median Home Value
$178,800
46% below national
Census GRAPI
22.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Cuming County Compares

Median monthly rent comparison

Cuming County$789/mo
Nebraska Average$797/mo
National Median$1,413/mo

Detailed Housing Stats

$789/mo
Median Gross Rent
$178,800
Median Home Value
$804/mo
Monthly Owner Cost
22.5%
Census GRAPI

National Ranking

Affordability Rank

Cuming County ranks #1,143 of 3,142 counties for affordability (top 36%)

Most AffordableLeast Affordable

Sourced county brief

Median home value in Cuming County exceeds $178,000

The median home value in Cuming County was estimated at $178,800, which is higher than the Nebraska unweighted county mean of $164,635. According to the ACS 2020-2024 5-Year Estimates, the official ACS B25071 gross rent as a percentage of household income (GRAPI) was 22.5%. This canonical rent-to-income percentage is 0.7 percentage points below the state unweighted county mean of 23.2%. Median gross rent in the county was $789 per month, compared to the state unweighted county mean of $797. Median selected monthly owner costs for owner-occupied housing were $804, while the state unweighted county mean was $860. The median income for renter households was $46,382. These data points serve as a statistical overview of the county’s housing landscape during the specified reporting period without assuming specific economic causes. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Cuming County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.5% of renter household income in Cuming County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $789 per month; median selected monthly owner costs are $804. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Nebraska unweighted mean of county median rents is $797 per month. Cuming County's $789 median is 1.0% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Cuming County

$

Rent Burden

13.3%

of gross income

Max Housing (28% Rule)

$1,659

per month

Owner Cost Burden

13.6%

of gross income

You can likely afford the median home in Cuming County

Median home value is $178,800. Estimated monthly cost: $1,427 vs. your max of $1,659.

Rent Affordability Guide

Your entered rent as a share of entered income13.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,104Needed: $31,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,104Needed: $34,457
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,104Needed: $41,612

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Cuming County, Nebraska?
Cuming County, Nebraska has a median monthly rent of $789/mo and a median home value of $178,800. The affordability rating is Affordable, with median gross rent equal to approximately 22.5% of renter household income.
What is the median rent in Cuming County?
The median gross rent in Cuming County is $789/mo. This is 1% below state average for Nebraska.
Is Cuming County affordable?
Cuming County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.5%. Median gross rent is under 30% of renter household income.
How does Cuming County's rent compare to the state average?
Cuming County's median rent of $789/mo is 1% below state average of $797/mo for Nebraska.
What is the median home value in Cuming County?
The median home value in Cuming County, Nebraska is $178,800. This is 46% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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