Cost of Living in Cuming County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cuming County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cuming County ranks #313 of 3,144 counties for affordability (top 10%)
Data Story
About Cost of Living in Cuming County, Nebraska
Cuming offers balanced housing costs
Cuming County residents spend 13.6% of their median household income on rent, matching Nebraska's state average of 14.2% and performing better than national norms. With a median income of $70,708 and rent of $800 monthly, housing costs remain firmly manageable compared to national and state benchmarks.
Right at Nebraska's affordability median
Cuming County's 13.6% rent-to-income ratio places it squarely in the middle of Nebraska's housing affordability spectrum. The county represents the statewide norm rather than an outlier, suggesting typical housing cost pressures for the region.
Moderate rent, strong home values
Cuming County's $800 monthly rent sits between Clay's bargain rates and Colfax's mid-range, but its median home value of $174,900 is the highest in this region. This suggests a vibrant homeownership market despite modest rental costs.
Ownership outpaces rental affordability
Monthly rent of $800 consumes 13.6% of the median income, while homeownership costs $791—surprisingly similar despite a much higher median home value of $174,900. This pricing suggests favorable mortgage rates and strong equity potential for Cuming homebuyers.
A solid middle-ground Nebraska county
Cuming County offers neither the bargain rents of Clay nor the premium incomes of Colfax, but delivers steady, predictable housing costs. If you seek stability and moderate affordability, this represents a balanced choice.
Cost of Living Advisory: Cuming County
Affordability Verdict
For renters in Cuming County, the market is affordable. Expect to pay around $800/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Cuming County pay $800/month on average, compared to $791/month for homeowners. This market favors buyers by about 1%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,000/year. For owner costs at the 28% rule, the required income is roughly $33,900/year. With a median household income of $70,708, most households can comfortably afford rent here. Notably, 23.0% of renter households in Cuming County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Chase County where rent averages $749/month, Cuming County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Cuming County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,650
per month
Owner Cost Burden
13.4%
of gross income
You can likely afford the median home in Cuming County
Median home value is $174,900. Estimated monthly cost: $1,396 vs. your max of $1,650.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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