Cost of Living in Cuming County, Nebraska

$800/mo
Median Monthly Rent
$174,900
Median Home Value
2% above state averageUnaffordable

At a Glance

Median Monthly Rent
$800/mo
2% above state average
Median Home Value
$174,900
38% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cuming County Compares

Median monthly rent comparison

Cuming County$800/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$800/mo
Median Gross Rent
$174,900
Median Home Value
$791/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cuming County, Nebraska

Cuming offers balanced housing costs

Cuming County residents spend 13.6% of their median household income on rent, matching Nebraska's state average of 14.2% and performing better than national norms. With a median income of $70,708 and rent of $800 monthly, housing costs remain firmly manageable compared to national and state benchmarks.

Right at Nebraska's affordability median

Cuming County's 13.6% rent-to-income ratio places it squarely in the middle of Nebraska's housing affordability spectrum. The county represents the statewide norm rather than an outlier, suggesting typical housing cost pressures for the region.

Moderate rent, strong home values

Cuming County's $800 monthly rent sits between Clay's bargain rates and Colfax's mid-range, but its median home value of $174,900 is the highest in this region. This suggests a vibrant homeownership market despite modest rental costs.

Ownership outpaces rental affordability

Monthly rent of $800 consumes 13.6% of the median income, while homeownership costs $791—surprisingly similar despite a much higher median home value of $174,900. This pricing suggests favorable mortgage rates and strong equity potential for Cuming homebuyers.

A solid middle-ground Nebraska county

Cuming County offers neither the bargain rents of Clay nor the premium incomes of Colfax, but delivers steady, predictable housing costs. If you seek stability and moderate affordability, this represents a balanced choice.

Affordability Calculator

See how your income compares to housing costs in Cuming County

$

Rent Burden

13.6%

of gross income

Max Housing (28% Rule)

$1,650

per month

Owner Cost Burden

13.4%

of gross income

You can likely afford the median home in Cuming County

Median home value is $174,900. Estimated monthly cost: $1,396 vs. your max of $1,650.

Rent Affordability Guide

Your rent-to-income ratio13.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cuming County, Nebraska?
Cuming County, Nebraska has a median monthly rent of $800/mo and a median home value of $174,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Cuming County?
The median gross rent in Cuming County is $800/mo. This is 2% above state average for Nebraska.
Is Cuming County affordable?
Cuming County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cuming County's rent compare to the state average?
Cuming County's median rent of $800/mo is 2% above state average of $783/mo for Nebraska.
What is the median home value in Cuming County?
The median home value in Cuming County, Nebraska is $174,900. This is 38% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.