Cost of Living in Bedford County, Virginia

$955/mo
Median Monthly Rent
$276,600
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$955/mo
16% below state average
Median Home Value
$276,600
2% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bedford County Compares

Median monthly rent comparison

Bedford County$955/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$955/mo
Median Gross Rent
$276,600
Median Home Value
$935/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bedford County, Virginia

Bedford balances income and affordability well

Bedford County's rent-to-income ratio of 14.8% ranks among Virginia's best, and residents spend well under the 30% affordability threshold. At $77,644, the median household income exceeds the national average of $74,755, giving Bedford residents comfortable cushion against housing costs.

One of Virginia's best housing values

Bedford's 14.8% rent-to-income ratio beats the state average of 18.6% by nearly four percentage points, and its $955 median rent runs $185 below Virginia's state average. The county consistently ranks among the state's most affordable housing markets for renters and buyers alike.

Competitive rents with stronger income

Bedford's $955 rent matches nearby Botetourt County ($951) and beats Augusta County ($1,057), while offering a median income of $77,644. This combination—affordable rent plus above-average income—makes Bedford particularly attractive compared to rural neighbors like Bath County.

Nearly identical rent and mortgage costs

Renters pay $955 monthly while homeowners spend $935—essentially the same burden—on a median household income of $77,644. Both groups allocate roughly 14.8% to housing, making Bedford accessible for renters and achievable for first-time homebuyers eyeing the $276,600 median home value.

Bedford: the sweet spot in central Virginia

Relocating to Virginia's Piedmont region? Bedford County offers competitive rents ($955), solid local income ($77,644), and moderate home prices ($276,600) in a single package. Compare it against pricier northern counties or lower-wage southwestern areas to appreciate its balanced value proposition.

Affordability Calculator

See how your income compares to housing costs in Bedford County

$

Rent Burden

14.8%

of gross income

Max Housing (28% Rule)

$1,812

per month

Owner Cost Burden

14.5%

of gross income

The median home in Bedford County may be a stretch

Median home value is $276,600. Estimated monthly cost: $2,208 vs. your max of $1,812.

Rent Affordability Guide

Your rent-to-income ratio14.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bedford County, Virginia?
Bedford County, Virginia has a median monthly rent of $955/mo and a median home value of $276,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Bedford County?
The median gross rent in Bedford County is $955/mo. This is 16% below state average for Virginia.
Is Bedford County affordable?
Bedford County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bedford County's rent compare to the state average?
Bedford County's median rent of $955/mo is 16% below state average of $1,140/mo for Virginia.
What is the median home value in Bedford County?
The median home value in Bedford County, Virginia is $276,600. This is 2% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.