Cost of Living in Stanley County, South Dakota

$896/mo
Median Monthly Rent
$169,900
Median Home Value

At a Glance

Median Monthly Rent
$896/mo
19% above state average
Median Home Value
$169,900
40% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stanley County Compares

Median monthly rent comparison

Stanley County$896/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$896/mo
Median Gross Rent
$169,900
Median Home Value
$1,030/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Stanley County ranks #588 of 3,144 counties for affordability (top 19%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Stanley County, South Dakota

Stanley County rents edge above average

Stanley County's rent-to-income ratio of 14.0% sits slightly above the South Dakota state average of 13.8%, meaning renters here spend a bit more relative to earnings than neighbors. At $896 monthly rent against a $77,000 median household income, the county remains affordable by national standards, though rents are climbing.

Mid-range affordability in South Dakota

Stanley County's 14.0% rent-to-income ratio places it in the middle tier of South Dakota counties for affordability. The median rent of $896 runs $140 above the state average, reflecting Stanley's positioning as a more expensive county within the state's housing market.

Stanley commands higher rents locally

Stanley County's median rent of $896 significantly exceeds nearby Spink County ($691) and Sully County ($913), placing it among the pricier corners of central South Dakota. However, Stanley's higher median household income of $77,000 provides some cushion against these elevated housing costs.

Housing takes a bigger slice here

Renters spend 14.0% of income on rent, while homeowners allocate roughly 16.1% to monthly ownership costs ($1,030 against $77,000 income). Both housing types consume more household budget in Stanley County than in lower-cost neighboring areas.

Stanley County for established households

Stanley County suits relocators with solid incomes seeking a rural setting, though housing costs run higher than many South Dakota alternatives. The median home value of $169,900 and monthly ownership costs near $1,030 require stronger household finances than lower-cost counties nearby.

Cost of Living Advisory: Stanley County

Affordability Verdict

Housing in Stanley County is affordable. The median rent is $896/month against a median household income of $77,000, putting rent at 14.0% of income.

Rent vs. Own

Renters in Stanley County pay $896/month on average, compared to $1,030/month for homeowners. This market favors renters by about 13%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,840/year. For owner costs at the 28% rule, the required income is roughly $44,143/year. With a median household income of $77,000, most households can comfortably afford rent here. Notably, 24.0% of renter households in Stanley County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within South Dakota, Stanley County is less affordable than Minnehaha County by roughly 6% ($896/mo vs $954/mo).

Affordability Calculator

See how your income compares to housing costs in Stanley County

$

Rent Burden

14.0%

of gross income

Max Housing (28% Rule)

$1,797

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Stanley County

Median home value is $169,900. Estimated monthly cost: $1,356 vs. your max of $1,797.

Rent Affordability Guide

Your rent-to-income ratio14.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,000Needed: $35,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,000Needed: $44,143
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,000Needed: $39,540

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Stanley County, South Dakota?
Stanley County, South Dakota has a median monthly rent of $896/mo and a median home value of $169,900. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Stanley County?
The median gross rent in Stanley County is $896/mo. This is 19% above state average for South Dakota.
Is Stanley County affordable?
Stanley County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stanley County's rent compare to the state average?
Stanley County's median rent of $896/mo is 19% above state average of $756/mo for South Dakota.
What is the median home value in Stanley County?
The median home value in Stanley County, South Dakota is $169,900. This is 40% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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