Cost of Living in Stevens County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Stevens County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Stevens County ranks #1,910 of 3,142 counties for affordability (bottom 39%)
Sourced county brief
Stevens County Monthly Owner Costs Below State Unweighted Mean
Stevens County's median selected monthly owner cost for owner-occupied units was estimated at $888, a value $228 below the Minnesota unweighted county mean of $1,116. The official B25071 median gross rent as a percentage of household income (GRAPI) is 27.7%, which is 0.4 percentage points above the state unweighted county mean of 27.3%. Median gross rent in the county is $951 per month, compared to the state unweighted mean of $938. The median value of homes in Stevens County is $202,800, which is $35,536 lower than the state unweighted mean of $238,336. Renter households in the county have a median income of $36,571. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Stevens County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.7% of renter household income in Stevens County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $951 per month; median selected monthly owner costs are $888. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $38,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Stevens County's $951 median is 1.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Stevens County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,767
per month
Owner Cost Burden
14.1%
of gross income
You can likely afford the median home in Stevens County
Median home value is $202,800. Estimated monthly cost: $1,619 vs. your max of $1,767.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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