Cost of Living in Sterling County, Texas

$968/mo

Median Monthly Rent

$143,200

Median Home Value

1% above state averageUnaffordable

At a Glance

Median Monthly Rent

$968/mo

1% above state average

Median Home Value

$143,200

49% below national

Rent-to-Income Ratio

40.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Sterling County Compares

Median monthly rent comparison

Sterling County$968/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$968/mo

Median Gross Rent

$143,200

Median Home Value

$1,041/mo

Monthly Owner Cost

40.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Sterling County, Texas

Sterling achieves excellent affordability

Sterling County's rent-to-income ratio of 14.8% comfortably beats national norms, with renters spending roughly one-seventh of their $78,750 income on housing. The county's median household income exceeds the national median of $74,755.

Among Texas's most affordable

Sterling's 14.8% rent-to-income ratio ranks well above Texas's 18.1% state average, placing it in the state's more affordable counties. At $968 monthly rent, Sterling aligns closely with the Texas average despite higher incomes.

Above-average income with solid rents

Sterling renters earn $78,750—second only to Somervell among this group—while paying $968 monthly rent, comparable to state averages. This strong income-to-housing ratio gives Sterling residents substantial financial flexibility.

Modest housing burden, strong income

Sterling renters allocate 14.8% of their income to housing, significantly below national and state burdens. Homeowners invest $1,041 monthly in ownership costs—15.9% of median income—while homes value at $143,200.

Above-average earnings, manageable rents

Sterling County combines strong household income with reasonable housing costs, creating one of the region's best affordability profiles. Relocators here enjoy above-average financial breathing room.

Affordability Calculator

See how your income compares to housing costs in Sterling County

Your Annual Household Income

Rent Burden

14.8%

of gross income

Max Housing (28% Rule)

$1,838

per month

Owner Cost Burden

15.9%

of gross income

You can likely afford the median home in Sterling County

Median home value is $143,200. Estimated monthly cost: $1,143 vs. your max of $1,838.

Rent Affordability Guide

Your rent-to-income ratio14.8%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sterling County, Texas?

Sterling County, Texas has a median monthly rent of $968/mo and a median home value of $143,200. The affordability rating is Unaffordable, with rent making up approximately 40.0% of median household income.

What is the median rent in Sterling County?

The median gross rent in Sterling County is $968/mo. This is 1% above state average for Texas.

Is Sterling County affordable?

Sterling County is rated Unaffordable based on rent-to-income ratio of 40.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Sterling County's rent compare to the state average?

Sterling County's median rent of $968/mo is 1% above state average of $963/mo for Texas.

What is the median home value in Sterling County?

The median home value in Sterling County, Texas is $143,200. This is 49% below the national median home value of $281,900.