Cost of Living in Ward County, Texas

$939/mo
Median Monthly Rent
$138,800
Median Home Value

At a Glance

Median Monthly Rent
$939/mo
2% below state average
Median Home Value
$138,800
51% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ward County Compares

Median monthly rent comparison

Ward County$939/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$939/mo
Median Gross Rent
$138,800
Median Home Value
$604/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ward County ranks #1,588 of 3,144 counties for affordability (bottom 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ward County, Texas

Ward County offers the state's best rental deals

Ward County's rent-to-income ratio of 15.7% ranks among Texas's best and well below the national standard, delivering genuine affordability for renters. With median rent at just $939—below even the state median of $963—and household income of $71,719, renters here allocate the smallest share of earnings to housing.

Texas's most affordable rental county

Ward County stands out statewide with a 15.7% rent-to-income ratio, significantly beating Texas's 18.1% average and delivering some of the state's most accessible rents. The $939 median rent ranks among the lowest in Texas, making Ward a rare island of affordability in an increasingly expensive state.

Dramatically cheaper than surrounding counties

Ward County's $939 rent undercuts every regional peer—it's $51 cheaper than Walker County, $72 cheaper than Van Zandt, and $211 cheaper than Waller. Yet the county's $71,719 income exceeds all neighbors except Waller, creating a uniquely favorable affordability profile.

Housing costs barely dent household budgets

Ward County renters pay just $939 monthly—only 15.7% of the median household income—while homeowners spend just $604, the lowest monthly ownership cost in this county cluster. The median home value of $138,800 represents the cheapest entry to homeownership in the region.

Best affordability for remote workers statewide

If you're relocating with portable income, Ward County delivers unmatched value: 15.7% rent-to-income ratio, $939 rents, and $138,800 home prices offer maximum financial breathing room. The county's oil-and-gas economy and energy sector jobs make it especially appealing for those seeking affordable West Texas living.

Cost of Living Advisory: Ward County

Affordability Verdict

For renters in Ward County, the market is affordable. Expect to pay around $939/month in gross rent, with 19.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Ward County pay $939/month on average, compared to $604/month for homeowners. This market favors buyers by about 36%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,560/year. For owner costs at the 28% rule, the required income is roughly $25,886/year. With a median household income of $71,719, most households can comfortably afford rent here. Notably, 19.0% of renter households in Ward County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Ward County is more affordable than Brown County by roughly 6% ($939/mo vs $887/mo).

Affordability Calculator

See how your income compares to housing costs in Ward County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,673

per month

Owner Cost Burden

10.1%

of gross income

You can likely afford the median home in Ward County

Median home value is $138,800. Estimated monthly cost: $1,108 vs. your max of $1,673.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,719Needed: $37,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,719Needed: $25,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,719Needed: $32,303

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ward County, Texas?
Ward County, Texas has a median monthly rent of $939/mo and a median home value of $138,800. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Ward County?
The median gross rent in Ward County is $939/mo. This is 2% below state average for Texas.
Is Ward County affordable?
Ward County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ward County's rent compare to the state average?
Ward County's median rent of $939/mo is 2% below state average of $963/mo for Texas.
What is the median home value in Ward County?
The median home value in Ward County, Texas is $138,800. This is 51% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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