CostBy County

Cost of Living in Ward County, Texas

$1,118/mo
Median Monthly Rent
$150,700
Median Home Value

At a Glance

Median Monthly Rent
$1,118/mo
12% above state average
Median Home Value
$150,700
55% below national
Census GRAPI
26.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Ward County Compares

Median monthly rent comparison

Ward County$1,118/mo
Texas Average$995/mo
National Median$1,413/mo

Detailed Housing Stats

$1,118/mo
Median Gross Rent
$150,700
Median Home Value
$590/mo
Monthly Owner Cost
26.1%
Census GRAPI

National Ranking

Affordability Rank

Ward County ranks #1,505 of 3,142 counties for affordability (top 48%)

Most AffordableLeast Affordable

Sourced county brief

Ward County Median Owner Costs Below State Mean

In Ward County, the median selected monthly owner costs for all owner-occupied units were $590, which is $287 below the Texas unweighted county mean of $877. The median home value was recorded at $150,700, compared to a state unweighted county mean of $185,237. The official median gross rent as a percentage of household income (GRAPI) was 26.1%, which is 0.8 percentage points lower than the Texas unweighted county mean of 26.9%. Median gross rent in Ward County was $1,118 per month, while the state unweighted mean was $995. Renter-occupied households in the county had a median income of $53,049. This report uses the official ACS B25071 GRAPI rather than a derived estimate. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Ward County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.1% of renter household income in Ward County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,118 per month; median selected monthly owner costs are $590. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Texas unweighted mean of county median rents is $995 per month. Ward County's $1,118 median is 12.4% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Ward County

$

Rent Burden

20.3%

of gross income

Max Housing (28% Rule)

$1,539

per month

Owner Cost Burden

10.7%

of gross income

You can likely afford the median home in Ward County

Median home value is $150,700. Estimated monthly cost: $1,203 vs. your max of $1,539.

Rent Affordability Guide

Your entered rent as a share of entered income20.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,952Needed: $44,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,952Needed: $25,286
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,952Needed: $35,072

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ward County, Texas?
Ward County, Texas has a median monthly rent of $1,118/mo and a median home value of $150,700. The affordability rating is Affordable, with median gross rent equal to approximately 26.1% of renter household income.
What is the median rent in Ward County?
The median gross rent in Ward County is $1,118/mo. This is 12% above state average for Texas.
Is Ward County affordable?
Ward County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.1%. Median gross rent is under 30% of renter household income.
How does Ward County's rent compare to the state average?
Ward County's median rent of $1,118/mo is 12% above state average of $995/mo for Texas.
What is the median home value in Ward County?
The median home value in Ward County, Texas is $150,700. This is 55% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Ward County, Texas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Ward County

Whether you're buying in Ward County, Texas, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.