Cost of Living in Habersham County, Georgia

$939/mo

Median Monthly Rent

$212,000

Median Home Value

1% above state averageUnaffordable

At a Glance

Median Monthly Rent

$939/mo

1% above state average

Median Home Value

$212,000

25% below national

Rent-to-Income Ratio

27.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Habersham County Compares

Median monthly rent comparison

Habersham County$939/mo

Georgia Average$927/mo

National Median$1,163/mo

Detailed Housing Stats

$939/mo

Median Gross Rent

$212,000

Median Home Value

$879/mo

Monthly Owner Cost

27.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Habersham County, Georgia

Habersham delivers solid affordability

At 17.2% of income spent on rent, Habersham County households enjoy below-national-average housing costs with a median income of $65,622. This rural northeast Georgia county punches above its weight in affordability.

Among Georgia's affordable options

Habersham's 17.2% rent-to-income ratio beats Georgia's state average of 18.6%, while its median rent of $939 closely mirrors the state median of $927. This consistency makes Habersham a reliable, middle-ground housing market.

Habersham balances cost and income

Habersham's $939 rent sits between Grady County ($789) and Hall County ($1,247), offering mountain-adjacent living without metro price premiums. Median home values of $212,000 remain accessible for buyers seeking stability.

Modest income, moderate housing spend

Habersham households earning $65,622 annually allocate $939 to rent—a manageable 17.2% of gross income. Monthly homeownership costs of $879 make both renting and buying feasible for working families.

Habersham's quiet appeal for movers

If you're seeking small-town character with reasonable housing costs, Habersham delivers: slightly below state averages for both rent and income ratios. Test these numbers against your current situation—northeast Georgia's mountain access might come with unexpected savings.

Affordability Calculator

See how your income compares to housing costs in Habersham County

Your Annual Household Income

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,531

per month

Owner Cost Burden

16.1%

of gross income

The median home in Habersham County may be a stretch

Median home value is $212,000. Estimated monthly cost: $1,692 vs. your max of $1,531.

Rent Affordability Guide

Your rent-to-income ratio17.2%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Habersham County, Georgia?

Habersham County, Georgia has a median monthly rent of $939/mo and a median home value of $212,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.

What is the median rent in Habersham County?

The median gross rent in Habersham County is $939/mo. This is 1% above state average for Georgia.

Is Habersham County affordable?

Habersham County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Habersham County's rent compare to the state average?

Habersham County's median rent of $939/mo is 1% above state average of $927/mo for Georgia.

What is the median home value in Habersham County?

The median home value in Habersham County, Georgia is $212,000. This is 25% below the national median home value of $281,900.