Cost of Living in Cochise County, Arizona
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cochise County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cochise County ranks #2,553 of 3,144 counties for affordability (bottom 19%)
Data Story
About Cost of Living in Cochise County, Arizona
Cochise renters beat national affordability
Cochise County's 19.1% rent-to-income ratio edges out the national standard, showing renters here allocate a reasonable share of income to housing. With median rent at $939 and household income at $58,970, Cochise offers a middle ground between rural affordability and urban accessibility.
Middle-of-the-pack among Arizona counties
Cochise County's 19.1% rent-to-income ratio aligns with Arizona's 19.4% state average, positioning it as a fairly typical Arizona housing market. The county's median rent of $939 sits between rural Apache ($647) and urban Maricopa ($1,587), reflecting its hybrid character.
Less expensive than Gila and Coconino
Cochise County's $939 median rent undercuts Gila County's $1,001 and significantly beats Coconino County's $1,406, despite Cochise having higher home values at $207,400. For renters seeking a balance of affordability and regional amenities, Cochise sits in a sweet spot among Southeast Arizona options.
Renters pay 19%, owners pay 16% of income
Cochise renters spend $939 monthly—19.1% of the $58,970 median income—while homeowners pay $781, or just 15.9% of income. This narrow gap suggests Cochise offers unusually balanced affordability for both renting and owning, with median home values of $207,400.
Cochise balances cost and lifestyle
For remote workers or retirees seeking Southwestern character without extreme housing costs, Cochise County bridges the gap between rural simplicity and regional connectivity. Compare its $939 rent and $207,400 home values against neighboring Gila and Graham counties to gauge fit.
Cost of Living Advisory: Cochise County
Affordability Verdict
Housing in Cochise County is affordable. The median rent is $939/month against a median household income of $58,970, putting rent at 19.1% of income.
Rent vs. Own
At $939/month rent versus $781/month in owner costs, owning is roughly $158/month cheaper — a 17% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,560/year. For owner costs at the 28% rule, the required income is roughly $33,471/year. With a median household income of $58,970, most households can comfortably afford rent here. Notably, 28.0% of renter households in Cochise County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Arizona, Cochise County is less affordable than Gila County by roughly 6% ($939/mo vs $1,001/mo).
Affordability Calculator
See how your income compares to housing costs in Cochise County
Rent Burden
19.1%
of gross income
Max Housing (28% Rule)
$1,376
per month
Owner Cost Burden
15.9%
of gross income
The median home in Cochise County may be a stretch
Median home value is $207,400. Estimated monthly cost: $1,656 vs. your max of $1,376.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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