Cost of Living in Texas County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Texas County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Texas County ranks #2,764 of 3,144 counties for affordability (bottom 12%)
Data Story
About Cost of Living in Texas County, Oklahoma
Texas County rents strain modest incomes
Texas County's 19.0% rent-to-income ratio signals housing pressure, where renters spend nearly one-fifth of their paychecks on rent alone. At $939/month against a median income of $59,275, Texas County presents one of the region's most challenging affordability scenarios.
Above Oklahoma's average housing burden
Texas County's 19.0% rent-to-income ratio exceeds Oklahoma's state average of 17.0% by 2.0 percentage points, placing it among the state's less affordable rental markets. This reflects elevated rents paired with middle-range incomes that leave renters with tighter budgets.
Highest rents, mid-range incomes
Texas County's $939 monthly rent ranks highest in the panhandle region, surpassing even Tulsa County's $1,060 when adjusted for income ratios. Combined with $59,275 incomes (below regional medians), Texas County renters face the region's sharpest squeeze.
Owners gain relief, renters bear burden
Renters spend $939/month (19.0% of income) while homeowners pay $854/month (17.1% of income) on median household earnings of $59,275. Texas County shows the familiar pattern: renters strain while homeowners enjoy relative relief, creating urgency to access homeownership.
Texas County renters should compare options
If you're renting in Texas County at the median income, your 19.0% burden ranks among the panhandle's tightest—every extra dollar of rent eats into savings and necessities. Explore nearby Roger Mills ($708 rent, 13.6% ratio) or Tillman ($704 rent, 17.8% ratio) to see if relocation could free up hundreds of dollars annually.
Cost of Living Advisory: Texas County
Affordability Verdict
Texas County offers affordable rental housing at a median of $939/month — about 19.0% of the typical household income here.
Rent vs. Own
Renters in Texas County pay $939/month on average, compared to $854/month for homeowners. This market favors buyers by about 9%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,560/year. For owner costs at the 28% rule, the required income is roughly $36,600/year. With a median household income of $59,275, most households can comfortably afford rent here. Notably, 26.0% of renter households in Texas County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Texas County sits 7% more expensive than Pontotoc County ($880/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Texas County
Rent Burden
19.0%
of gross income
Max Housing (28% Rule)
$1,383
per month
Owner Cost Burden
17.3%
of gross income
You can likely afford the median home in Texas County
Median home value is $155,600. Estimated monthly cost: $1,242 vs. your max of $1,383.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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