Cost of Living in Oldham County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Oldham County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oldham County ranks #2,188 of 3,142 counties for affordability (bottom 30%)
Sourced county brief
Oldham County Median Gross Rent Exceeds Unweighted State Mean
Median gross rent in Oldham County was $1,111 per month, which is $116 higher than the Texas unweighted county mean of $995. The official gross rent as a percentage of household income (GRAPI) was 27.5%, representing the canonical rent-to-income percentage from ACS table B25071. This figure is 0.6 percentage points higher than the state unweighted county mean of 26.9%. Renter households in the county had a median income of $56,875. For owner-occupied units, the median home value was $162,800, compared to the Texas unweighted county mean of $185,237. Median selected monthly owner costs were $912, which is above the state unweighted county mean of $877. These statistics provide a statistical overview of the county's housing market based on the 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Oldham County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.5% of renter household income in Oldham County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,111 per month; median selected monthly owner costs are $912. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $44,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Oldham County's $1,111 median is 11.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Oldham County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,864
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Oldham County
Median home value is $162,800. Estimated monthly cost: $1,300 vs. your max of $1,864.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Oldham County, Texas?
What is the median rent in Oldham County?
Is Oldham County affordable?
How does Oldham County's rent compare to the state average?
What is the median home value in Oldham County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Oldham County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Oldham County
Whether you're buying in Oldham County, Texas, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.