Cost of Living in Oldham County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Oldham County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Oldham County, Texas
Oldham slightly below national burden
Oldham County renters spend 17.7% of income on housing, slightly better than the national average and well-positioned for affordability. Despite modest incomes, residents here enjoy housing costs that don't crowd out other necessities.
Better than Texas average housing costs
Oldham's 17.7% rent-to-income ratio beats Texas's 18.1% state average, placing it in the more affordable half of Texas counties. Median rent of $1,125 is just 17% above the state median, a relatively small gap.
Mid-range costs in panhandle context
Oldham's $1,125 rent sits between Ochiltree's bargain $905 and regional competitors, with higher incomes ($76,402) helping offset slightly elevated housing costs. Its rent-to-income ratio of 17.7% is notably better than Panola County's 18.9%.
Housing takes ~18% of income
Oldham's median household earns $76,402 yearly and dedicates about $13,500 to rent annually. Homeowners spend $944 monthly on ownership costs—slightly below the state average despite the county's relatively affluent median income profile.
Balance of affordability and income
Oldham County works well if you want small-town panhandle living with decent income levels and reasonable housing ratios. Renters from higher-cost areas like Nueces might find meaningful relief, especially if your household income is $70,000 or above.
Affordability Calculator
See how your income compares to housing costs in Oldham County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,783
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Oldham County
Median home value is $144,800. Estimated monthly cost: $1,156 vs. your max of $1,783.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.