Cost of Living in Harnett County, North Carolina

$1,080/mo

Median Monthly Rent

$220,700

Median Home Value

15% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,080/mo

15% above state average

Median Home Value

$220,700

22% below national

Rent-to-Income Ratio

26.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Harnett County Compares

Median monthly rent comparison

Harnett County$1,080/mo

North Carolina Average$938/mo

National Median$1,163/mo

Detailed Housing Stats

$1,080/mo

Median Gross Rent

$220,700

Median Home Value

$1,171/mo

Monthly Owner Cost

26.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Harnett County, North Carolina

Harnett offers near-perfect affordability

Harnett County's 18.8% rent-to-income ratio sits right at the national comfort zone, with renters paying $1,080/month against a median household income of $69,012. This is among the healthiest housing burden ratios in our analysis.

Best-in-class NC affordability

Harnett's 18.8% rent-to-income ratio beats North Carolina's state average of 18.6%, making it one of the most affordable counties statewide. Median household income of $69,012 also outpaces several rural peers.

Harnett undercuts Guilford and Henderson

At $1,080/month, Harnett's median rent runs $28 below Guilford and $40 below Henderson, while incomes remain competitive. The county offers the best rent-to-income math in this immediate cluster.

Homeowners pay more, but manageable

Renters spend $1,080/month while homeowners face $1,171/month in mortgage costs—a $91 monthly gap reflecting the county's $220,700 median home value. Both housing types remain accessible relative to median income.

Harnett: NC's balanced housing market

If you're relocating to North Carolina, Harnett delivers rare affordability paired with solid regional income—Fort Bragg proximity adds job stability. Your housing costs will consume just under 19% of income, leaving breathing room for other needs.

Affordability Calculator

See how your income compares to housing costs in Harnett County

Your Annual Household Income

Rent Burden

18.8%

of gross income

Max Housing (28% Rule)

$1,610

per month

Owner Cost Burden

20.4%

of gross income

The median home in Harnett County may be a stretch

Median home value is $220,700. Estimated monthly cost: $1,762 vs. your max of $1,610.

Rent Affordability Guide

Your rent-to-income ratio18.8%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Harnett County, North Carolina?

Harnett County, North Carolina has a median monthly rent of $1,080/mo and a median home value of $220,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.

What is the median rent in Harnett County?

The median gross rent in Harnett County is $1,080/mo. This is 15% above state average for North Carolina.

Is Harnett County affordable?

Harnett County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Harnett County's rent compare to the state average?

Harnett County's median rent of $1,080/mo is 15% above state average of $938/mo for North Carolina.

What is the median home value in Harnett County?

The median home value in Harnett County, North Carolina is $220,700. This is 22% below the national median home value of $281,900.