Cost of Living in Harnett County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Harnett County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Harnett County ranks #2,537 of 3,142 counties for affordability (bottom 19%)
Sourced county brief
Harnett County Median Monthly Owner Costs Reach $1,221
The median selected monthly owner cost for all owner-occupied units in Harnett County is $1,221, which is $294 higher than the North Carolina unweighted county mean of $927. Median home values in the county were estimated at $246,200, compared to the state unweighted county mean of $235,312. The official gross rent as a percentage of household income (GRAPI) is 28.0%, which is 0.9 percentage points below the state unweighted county mean of 28.9%. Median gross rent was recorded at $1,112 per month, above the unweighted county mean of $977. Median renter-household income was estimated at $46,507. These data points are sourced from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates, including tables B25064, B25071, B25077, B25088, and B25119. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Harnett County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.0% of renter household income in Harnett County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,112 per month; median selected monthly owner costs are $1,221. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $44,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Harnett County's $1,112 median is 13.9% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Harnett County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$1,663
per month
Owner Cost Burden
20.6%
of gross income
The median home in Harnett County may be a stretch
Median home value is $246,200. Estimated monthly cost: $1,965 vs. your max of $1,663.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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