Cost of Living in Pueblo County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pueblo County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pueblo County ranks #2,982 of 3,144 counties for affordability (bottom 5%)
Data Story
About Cost of Living in Pueblo County, Colorado
Pueblo Aligns With National Housing Costs
Pueblo County's 20.4% rent-to-income ratio matches the state average and sits just above the national norm, with residents spending $1,059 monthly on rent. Despite below-average household income ($62,250), Pueblo keeps housing costs stable through competitive rental and ownership markets.
Pueblo Holds Middle Ground Statewide
Pueblo County's affordability ranks solidly in Colorado's middle tier—more expensive than rural counties like Prowers but far more accessible than resort towns like Pitkin. The $1,059 median rent represents a reasonable balance between access to urban amenities and cost containment.
Moderately Priced Regional Hub
Pueblo's $1,059 rent sits between rural Prowers ($741) and mountain counties, reflecting its role as Colorado's second-largest city. Homeownership at $1,105 monthly remains affordable compared to Front Range rivals, making Pueblo competitive for families seeking urban services without metro-area prices.
Housing Takes 20% of Pueblo Budgets
Pueblo residents allocate 20.4% of their $62,250 median income to rent and 21.2% to ownership—both within healthy ranges. The modest $46 difference between rental and ownership costs gives households genuine flexibility in choosing their housing path.
Pueblo Balances Affordability and Access
If you need urban amenities without premium pricing, Pueblo delivers: city services, job diversity, and costs that won't strain your budget. Families and career-changers should compare Pueblo's balanced lifestyle against higher-priced Denver suburbs and pricier mountain towns.
Cost of Living Advisory: Pueblo County
Affordability Verdict
Pueblo County offers affordable rental housing at a median of $1,059/month — about 20.4% of the typical household income here.
Rent vs. Own
The median rent in Pueblo County is $1,059/month, while owner costs run $1,105/month. Renting saves approximately $46/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,360/year. For owner costs at the 28% rule, the required income is roughly $47,357/year. With a median household income of $62,250, most households can comfortably afford rent here. Notably, 31.0% of renter households in Pueblo County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Montrose County where rent averages $1,120/month, Pueblo County is approximately 5% less expensive.
Affordability Calculator
See how your income compares to housing costs in Pueblo County
Rent Burden
20.4%
of gross income
Max Housing (28% Rule)
$1,453
per month
Owner Cost Burden
21.3%
of gross income
The median home in Pueblo County may be a stretch
Median home value is $271,800. Estimated monthly cost: $2,170 vs. your max of $1,453.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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