Cost of Living in Jack County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jack County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jack County ranks #1,614 of 3,144 counties for affordability (bottom 49%)
Data Story
About Cost of Living in Jack County, Texas
Jack County offers balanced affordability
Jack County's 17.7% rent-to-income ratio sits comfortably below the national baseline, delivering solid housing affordability to residents despite slightly lower median household income of $65,693. This 12% income shortfall versus the national average is more than offset by restrained housing costs.
Below Texas state average burden
Jack County's 17.7% rent-to-income ratio runs 0.4 points below Texas's 18.1% state average, placing it just at parity with the broader state market. Median rent of $968 sits just 0.5% above the state average of $963, reflecting a stable, typical Texas rental market.
Middle ground among peer counties
Jack County's 17.7% burden ranks better than Houston County (19.2%), Irion County (21.2%), Hunt County (20.3%), and Jackson County (19.6%), trailing only Hutchinson County (15.6%) and Howard County (16.7%). Its $968 rent places it squarely in the region's moderate-cost tier.
Jack County housing costs breakdown
Renters pay $968 monthly and homeowners pay $735, moderate costs across both categories, against median income of $65,693 annually. Housing claims 17.7% of renter income—a sustainable level that exceeds the comfortable threshold but remains manageable for household budgeting.
Jack County: solid middle option
If you're relocating and seeking stability without extreme affordability or premium costs, Jack County delivers with $174,800 median home values and moderate rent and ownership expenses. Compare your current housing burden against $968 rent; if you're above that threshold, Jack County could meaningfully improve your financial flexibility.
Cost of Living Advisory: Jack County
Affordability Verdict
For renters in Jack County, the market is affordable. Expect to pay around $968/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Jack County pay $968/month on average, compared to $735/month for homeowners. This market favors buyers by about 24%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,720/year. For owner costs at the 28% rule, the required income is roughly $31,500/year. With a median household income of $65,693, most households can comfortably afford rent here. Notably, 28.0% of renter households in Jack County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Jack County is less affordable than Kleberg County by roughly 5% ($968/mo vs $1,022/mo).
Affordability Calculator
See how your income compares to housing costs in Jack County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,533
per month
Owner Cost Burden
13.4%
of gross income
You can likely afford the median home in Jack County
Median home value is $174,800. Estimated monthly cost: $1,395 vs. your max of $1,533.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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