Cost of Living in Stillwater County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Stillwater County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Stillwater County, Montana
Stillwater's affluence cushions housing costs
Stillwater County's 14.3% rent-to-income ratio sits comfortably below the national average, bolstered by Montana's highest median household income of $81,503—9% above the national figure. Renters here pay $968 monthly while maintaining strong affordability relative to earnings.
Montana's highest earners, solid affordability
Stillwater's 14.3% rent-to-income ratio beats the state average of 15.9%, achieved through the state's strongest median household income of $81,503. This central Montana county combines robust earning potential with manageable housing burdens.
Premium prices offset by premium incomes
Stillwater's $968 median rent is the highest across all eight counties, yet its 14.3% rent-to-income ratio remains competitive because of its exceptional $81,503 median income. Only Ravalli ($1,054) pays more rent, but with lower income and worse affordability ratios.
Stillwater's high-income housing market
Renters allocate 14.3% of a $81,503 annual income—$968 monthly—to housing, among the lowest burdens despite highest rents. Homeowners spend $1,136 monthly (16.7% of income) for median homes valued at $355,600, reflecting a prosperous local economy supporting higher-priced real estate.
Montana's premium market for earners
Stillwater offers Montana's best income-to-affordability ratio, with the state's highest median earnings supporting moderate housing burden despite the region's highest rents. If you're relocating with above-average income potential, Stillwater provides Montana's strongest economic foundation.
Affordability Calculator
See how your income compares to housing costs in Stillwater County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,902
per month
Owner Cost Burden
16.7%
of gross income
The median home in Stillwater County may be a stretch
Median home value is $355,600. Estimated monthly cost: $2,839 vs. your max of $1,902.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.