Cost of Living in Hutchinson County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hutchinson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hutchinson County ranks #2,466 of 3,144 counties for affordability (bottom 22%)
Data Story
About Cost of Living in Hutchinson County, Texas
Hutchinson County: Texas affordability champion
Hutchinson County's 15.6% rent-to-income ratio is the best in this eight-county group and beats the national norm, delivering genuine housing relief to residents. With median household income of $65,470—just 12% below the national average—residents enjoy above-average affordability compared to the broader U.S.
Well below Texas average burden
Hutchinson County's 15.6% rent-to-income ratio runs 2.5 points below Texas's 18.1% state average, placing it among the state's most affordable housing markets. Median rent of $852 undercuts the state average of $963 by 11%, creating genuine savings for renters.
Second-best affordability in the region
Only Howard County (16.7%) matches Hutchinson County's rental affordability, while all other peer counties rank notably higher in housing burden. At $852 median rent, Hutchinson undercuts Hunt County ($1,184) and Irion County ($1,028) by significant margins.
Hutchinson County's balanced housing
Renters pay $852 monthly and homeowners pay $668, among the region's lowest costs in both categories, against median income of $65,470 annually. Housing claims just 15.6% of renter income—well within the sustainable 30% threshold—leaving ample room for savings and other necessities.
Hutchinson: affordability meets stability
If you value balanced housing costs without sacrificing income potential, Hutchinson County ranks among Texas's smartest relocation choices, with $102,200 median home values and sub-16% rent burdens. Check whether your current housing costs exceed $852 rent or $668 ownership; if so, you could redirect thousands annually toward building wealth.
Cost of Living Advisory: Hutchinson County
Affordability Verdict
Hutchinson County offers affordable rental housing at a median of $852/month — about 15.6% of the typical household income here.
Rent vs. Own
At $852/month rent versus $668/month in owner costs, owning is roughly $184/month cheaper — a 22% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,080/year. For owner costs at the 28% rule, the required income is roughly $28,629/year. With a median household income of $65,470, most households can comfortably afford rent here. Notably, 26.0% of renter households in Hutchinson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Hutchinson County is less affordable than Ochiltree County by roughly 6% ($852/mo vs $905/mo).
Affordability Calculator
See how your income compares to housing costs in Hutchinson County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,528
per month
Owner Cost Burden
12.2%
of gross income
You can likely afford the median home in Hutchinson County
Median home value is $102,200. Estimated monthly cost: $816 vs. your max of $1,528.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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