Cost of Living in Wilbarger County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Wilbarger County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Wilbarger County ranks #2,866 of 3,144 counties for affordability (bottom 9%)
Data Story
About Cost of Living in Wilbarger County, Texas
Wilbarger Faces Housing Affordability Strain
Wilbarger County renters spend 20% of their income on housing—the highest ratio among this group and well above both the Texas average (18.1%) and national comfort zone. A $51,626 median household income stretched across $862 monthly rent creates genuine affordability pressure for renters.
Among Texas's Least Affordable Counties
Wilbarger ranks among the less affordable counties statewide, with a 20% rent-to-income ratio that places it in the lower affordability tier across Texas. Only the most economically challenged counties exceed Wilbarger's housing cost burden.
Lower Rents, Lower Incomes
Wilbarger's $862 monthly rent undercuts the Texas state average of $963 by $101, but the real story is the county's $51,626 median income—the lowest in this group. Even with below-average rents, the income-to-housing ratio is the most strained here.
20% Income Goes to Rent
Renters in Wilbarger allocate $862 monthly from a $51,626 household income to housing, consuming one-fifth of their budget with little left for other priorities. Homeowners manage slightly better at $798 monthly, but with median home values of $98,800, purchasing requires saving on lower incomes.
Limited Affordability Without Income Growth
Wilbarger's 20% rent-to-income ratio makes it a challenging choice for budget-conscious relocators unless your job move brings significant income growth. The county's low housing costs don't offset the strain created by comparatively lower household earnings.
Cost of Living Advisory: Wilbarger County
Affordability Verdict
For renters in Wilbarger County, the market is affordable. Expect to pay around $862/month in gross rent, with 20.0% of renter households considered cost-burdened.
Rent vs. Own
At $862/month rent versus $798/month in owner costs, owning is roughly $64/month cheaper — a 7% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,480/year. For owner costs at the 28% rule, the required income is roughly $34,200/year. With a median household income of $51,626, most households can comfortably afford rent here. Notably, 20.0% of renter households in Wilbarger County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Scurry County where rent averages $913/month, Wilbarger County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Wilbarger County
Rent Burden
20.0%
of gross income
Max Housing (28% Rule)
$1,205
per month
Owner Cost Burden
18.5%
of gross income
You can likely afford the median home in Wilbarger County
Median home value is $98,800. Estimated monthly cost: $789 vs. your max of $1,205.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Wilbarger County, Texas?
What is the median rent in Wilbarger County?
Is Wilbarger County affordable?
How does Wilbarger County's rent compare to the state average?
What is the median home value in Wilbarger County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Wilbarger County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Wilbarger County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.