Cost of Living in Delta County, Texas

$857/mo
Median Monthly Rent
$149,400
Median Home Value
11% below state averageUnaffordable

At a Glance

Median Monthly Rent
$857/mo
11% below state average
Median Home Value
$149,400
47% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Delta County Compares

Median monthly rent comparison

Delta County$857/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$857/mo
Median Gross Rent
$149,400
Median Home Value
$907/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Delta County, Texas

Delta County: Texas's most affordable

Delta County boasts a rent-to-income ratio of just 16.4%—among the nation's lowest and significantly better than the national norm. With a median household income of $62,855 and median rent of just $857, this North Texas county delivers genuine affordability.

State leader in housing affordability

Delta County ranks as one of Texas's most affordable counties with a 16.4% rent-to-income ratio, well below the state average of 18.1%. Its median rent of $857 and median income of $62,855 create a favorable balance rarely found in competitive state markets.

Rural advantage over urban peers

Delta County's $857 median rent and 16.4% affordability ratio dramatically outpace Dallas County ($1,469 rent, 23.8% ratio) and even edge out most other rural Texas counties. The county's median home value of $149,400 sits between affordable Dawson ($90,800) and pricier urban markets.

Renters and owners both win here

Delta County renters spend $857 monthly while homeowners pay $907—both among Texas's lowest figures. On a median income of $62,855, housing consumes just 16.4% for renters and roughly 17% for owners, providing substantial buffer for other expenses.

Delta County: affordability destination

If maximum housing security on modest income drives your move, Delta County delivers: 16.4% rent-to-income ratio and sub-$900 monthly rents. You'll sacrifice proximity to major metros but gain the state's most favorable cost-of-living ratio.

Affordability Calculator

See how your income compares to housing costs in Delta County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,467

per month

Owner Cost Burden

17.3%

of gross income

You can likely afford the median home in Delta County

Median home value is $149,400. Estimated monthly cost: $1,193 vs. your max of $1,467.

Rent Affordability Guide

Your rent-to-income ratio16.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Delta County, Texas?
Delta County, Texas has a median monthly rent of $857/mo and a median home value of $149,400. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Delta County?
The median gross rent in Delta County is $857/mo. This is 11% below state average for Texas.
Is Delta County affordable?
Delta County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Delta County's rent compare to the state average?
Delta County's median rent of $857/mo is 11% below state average of $963/mo for Texas.
What is the median home value in Delta County?
The median home value in Delta County, Texas is $149,400. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.