Cost of Living in Delta County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Delta County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Delta County, Texas
Delta County: Texas's most affordable
Delta County boasts a rent-to-income ratio of just 16.4%—among the nation's lowest and significantly better than the national norm. With a median household income of $62,855 and median rent of just $857, this North Texas county delivers genuine affordability.
State leader in housing affordability
Delta County ranks as one of Texas's most affordable counties with a 16.4% rent-to-income ratio, well below the state average of 18.1%. Its median rent of $857 and median income of $62,855 create a favorable balance rarely found in competitive state markets.
Rural advantage over urban peers
Delta County's $857 median rent and 16.4% affordability ratio dramatically outpace Dallas County ($1,469 rent, 23.8% ratio) and even edge out most other rural Texas counties. The county's median home value of $149,400 sits between affordable Dawson ($90,800) and pricier urban markets.
Renters and owners both win here
Delta County renters spend $857 monthly while homeowners pay $907—both among Texas's lowest figures. On a median income of $62,855, housing consumes just 16.4% for renters and roughly 17% for owners, providing substantial buffer for other expenses.
Delta County: affordability destination
If maximum housing security on modest income drives your move, Delta County delivers: 16.4% rent-to-income ratio and sub-$900 monthly rents. You'll sacrifice proximity to major metros but gain the state's most favorable cost-of-living ratio.
Affordability Calculator
See how your income compares to housing costs in Delta County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,467
per month
Owner Cost Burden
17.3%
of gross income
You can likely afford the median home in Delta County
Median home value is $149,400. Estimated monthly cost: $1,193 vs. your max of $1,467.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.