Cost of Living in Delta County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Delta County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delta County ranks #1,960 of 3,142 counties for affordability (bottom 38%)
Sourced county brief
Delta County Median Monthly Owner Costs Reach $927
Median selected monthly owner costs for all units in Delta County were $927, which is $50 above the Texas unweighted county mean of $877. The median gross rent was estimated at $945 per month, $50 below the state unweighted county mean of $995. The official median gross rent as a percentage of household income (GRAPI) was 27.1%, which is 0.2 percentage points above the Texas unweighted county mean GRAPI of 26.9%. The median value of owner-occupied housing units was $164,300, while the state unweighted county mean was $185,237. Median renter-household income for the period was $53,287. These statistics are derived from the American Community Survey 5-year estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Delta County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.1% of renter household income in Delta County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $945 per month; median selected monthly owner costs are $927. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Delta County's $945 median is 5.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Delta County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,553
per month
Owner Cost Burden
16.7%
of gross income
You can likely afford the median home in Delta County
Median home value is $164,300. Estimated monthly cost: $1,312 vs. your max of $1,553.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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