Cost of Living in McCook County, South Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McCook County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in McCook County, South Dakota
McCook leads affordability metrics
McCook County's 11.1% rent-to-income ratio ranks among the nation's most affordable, well below typical American standards, while its median household income of $80,847 exceeds the national average. This combination—above-average earnings paired with below-average housing burden—creates genuine purchasing power for renters and homebuyers alike.
Best rent-to-income ratio in group
At 11.1%, McCook County leads all eight counties in this analysis and sits well below South Dakota's state average of 13.8%. With median rent of $750—barely above the state average of $756—McCook delivers strong affordability without cutting corners on wages or community services.
Premium wages, affordable rents
McCook County's $750 rent matches most neighbors but pairs it with the second-highest household income ($80,847) after Lincoln County, creating the region's best affordability-to-income ratio. This makes McCook an overlooked gem for workers seeking both opportunity and housing relief.
Housing claims minimal income share
Renters spend $750 monthly while homeowners face $963 against McCook's $80,847 income, meaning housing claims just 11% for renters and 14% for owners. This leaves substantial income for other necessities and discretionary spending compared to national or state averages.
Premium affordability, solid economy
McCook County offers an underrated combination: above-average incomes ($80,847), manageable rents ($750), and homes at $217,300 median value. Families and professionals relocating will find genuine affordability relief here, particularly compared to premium markets like Lincoln and Meade counties.
Affordability Calculator
See how your income compares to housing costs in McCook County
Rent Burden
11.1%
of gross income
Max Housing (28% Rule)
$1,886
per month
Owner Cost Burden
14.3%
of gross income
You can likely afford the median home in McCook County
Median home value is $217,300. Estimated monthly cost: $1,735 vs. your max of $1,886.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.