Cost of Living in Houston County, Alabama

$905/mo
Median Monthly Rent
$178,000
Median Home Value

At a Glance

Median Monthly Rent
$905/mo
13% above state average
Median Home Value
$178,000
37% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Houston County Compares

Median monthly rent comparison

Houston County$905/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$905/mo
Median Gross Rent
$178,000
Median Home Value
$854/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Houston County ranks #1,222 of 3,144 counties for affordability (top 39%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Houston County, Alabama

Houston County housing slightly strained

Houston County's 18.9% rent-to-income ratio approaches but stays just under the stress threshold, performing close to the national norm. Renters earning the county's $57,531 median income spend $905 monthly on rent—higher than nearby counties despite comparable wages.

Moderate affordability for Alabama households

At 18.9%, Houston County sits nearly at Alabama's 18.0% state average, placing it squarely in the middle of the state's affordability spectrum. This signals a balanced market without severe pressure, though incomes remain below national levels.

Higher rents than nearby Henry County

Houston County renters face $905 monthly rents—$135 more than Henry County—even with similar household incomes around $57,000–$60,000. Compared to Jackson County ($762), Houston's rental market carries notably steeper costs.

Housing takes nearly one-fifth of income

Houston County households earning $57,531 annually ($4,794 monthly) dedicate $905 to gross rent, consuming 18.9% of income. Homeownership costs $854 monthly on average, with median home values of $178,000 representing a stronger buyer premium than other counties here.

Consider Houston if seeking rural diversity

Houston County suits professionals earning $55,000+ who value slightly higher amenities and employment diversity tied to its larger population base. However, renters should budget carefully, as rents here run 10–15% above comparable rural Alabama counties.

Cost of Living Advisory: Houston County

Affordability Verdict

For renters in Houston County, the market is affordable. Expect to pay around $905/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

At $905/month rent versus $854/month in owner costs, owning is roughly $51/month cheaper — a 6% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,200/year. For owner costs at the 28% rule, the required income is roughly $36,600/year. With a median household income of $57,531, most households can comfortably afford rent here. Notably, 27.0% of renter households in Houston County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Alabama, Houston County is more affordable than Chambers County by roughly 6% ($905/mo vs $850/mo).

Affordability Calculator

See how your income compares to housing costs in Houston County

$

Rent Burden

18.9%

of gross income

Max Housing (28% Rule)

$1,342

per month

Owner Cost Burden

17.8%

of gross income

The median home in Houston County may be a stretch

Median home value is $178,000. Estimated monthly cost: $1,421 vs. your max of $1,342.

Rent Affordability Guide

Your rent-to-income ratio18.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,531Needed: $36,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,531Needed: $36,600
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,531Needed: $41,425

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Houston County, Alabama?
Houston County, Alabama has a median monthly rent of $905/mo and a median home value of $178,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Houston County?
The median gross rent in Houston County is $905/mo. This is 13% above state average for Alabama.
Is Houston County affordable?
Houston County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Houston County's rent compare to the state average?
Houston County's median rent of $905/mo is 13% above state average of $799/mo for Alabama.
What is the median home value in Houston County?
The median home value in Houston County, Alabama is $178,000. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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