Cost of Living in Cherokee County, Texas

$880/mo

Median Monthly Rent

$160,300

Median Home Value

9% below state averageUnaffordable

At a Glance

Median Monthly Rent

$880/mo

9% below state average

Median Home Value

$160,300

43% below national

Rent-to-Income Ratio

26.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Cherokee County Compares

Median monthly rent comparison

Cherokee County$880/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$880/mo

Median Gross Rent

$160,300

Median Home Value

$753/mo

Monthly Owner Cost

26.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Cherokee County, Texas

Cherokee County: Modestly affordable East Texas

Cherokee County's rent-to-income ratio of 17.6% runs 2.5 percentage points higher than the national average, reflecting modest upward pressure on housing costs despite relatively low rents of $880 monthly. The county falls into Texas's affordability mainstream, neither particularly strained nor relieved.

Slightly above Texas average affordability

At 17.6%, Cherokee County's rent-to-income ratio sits just below Texas's 18.1% state average, positioning it slightly above the state norm for housing affordability. This near-average performance places the county in a stable middle ground within the broader Texas housing landscape.

Comparison: Cherokee among East Texas counties

Cherokee County's $880 median rent runs $83 below the state average and compares favorably to rural peers, while a $59,830 median household income falls in the middle range of East Texas. The county's 17.6% housing burden reflects balanced market dynamics with no extreme affordability advantages.

Balanced housing costs in Cherokee

Renters in Cherokee County spend $880 monthly from a $59,830 household income, dedicating 17.6% to rent, while homeowners pay $753 toward a median home value of $160,300. Both figures indicate sustainable housing costs without extraordinary pressure on household budgets.

Cherokee offers East Texas stability

For those considering East Texas relocation, Cherokee County delivers straightforward affordability without the frills of pricier metros or the economic uncertainty of the most rural counties. Its near-average housing burden and moderate home values make it a steady choice for families seeking community over coastal premium.

Affordability Calculator

See how your income compares to housing costs in Cherokee County

Your Annual Household Income

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,396

per month

Owner Cost Burden

15.1%

of gross income

You can likely afford the median home in Cherokee County

Median home value is $160,300. Estimated monthly cost: $1,280 vs. your max of $1,396.

Rent Affordability Guide

Your rent-to-income ratio17.7%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cherokee County, Texas?

Cherokee County, Texas has a median monthly rent of $880/mo and a median home value of $160,300. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.

What is the median rent in Cherokee County?

The median gross rent in Cherokee County is $880/mo. This is 9% below state average for Texas.

Is Cherokee County affordable?

Cherokee County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Cherokee County's rent compare to the state average?

Cherokee County's median rent of $880/mo is 9% below state average of $963/mo for Texas.

What is the median home value in Cherokee County?

The median home value in Cherokee County, Texas is $160,300. This is 43% below the national median home value of $281,900.