Cost of Living in Cherokee County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cherokee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cherokee County ranks #2,923 of 3,144 counties for affordability (bottom 7%)
Data Story
About Cost of Living in Cherokee County, Texas
Cherokee County: Modestly affordable East Texas
Cherokee County's rent-to-income ratio of 17.6% runs 2.5 percentage points higher than the national average, reflecting modest upward pressure on housing costs despite relatively low rents of $880 monthly. The county falls into Texas's affordability mainstream, neither particularly strained nor relieved.
Slightly above Texas average affordability
At 17.6%, Cherokee County's rent-to-income ratio sits just below Texas's 18.1% state average, positioning it slightly above the state norm for housing affordability. This near-average performance places the county in a stable middle ground within the broader Texas housing landscape.
Comparison: Cherokee among East Texas counties
Cherokee County's $880 median rent runs $83 below the state average and compares favorably to rural peers, while a $59,830 median household income falls in the middle range of East Texas. The county's 17.6% housing burden reflects balanced market dynamics with no extreme affordability advantages.
Balanced housing costs in Cherokee
Renters in Cherokee County spend $880 monthly from a $59,830 household income, dedicating 17.6% to rent, while homeowners pay $753 toward a median home value of $160,300. Both figures indicate sustainable housing costs without extraordinary pressure on household budgets.
Cherokee offers East Texas stability
For those considering East Texas relocation, Cherokee County delivers straightforward affordability without the frills of pricier metros or the economic uncertainty of the most rural counties. Its near-average housing burden and moderate home values make it a steady choice for families seeking community over coastal premium.
Cost of Living Advisory: Cherokee County
Affordability Verdict
Housing in Cherokee County is affordable. The median rent is $880/month against a median household income of $59,830, putting rent at 17.7% of income.
Rent vs. Own
Renters in Cherokee County pay $880/month on average, compared to $753/month for homeowners. This market favors buyers by about 14%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,200/year. For owner costs at the 28% rule, the required income is roughly $32,271/year. With a median household income of $59,830, most households can comfortably afford rent here. Notably, 26.0% of renter households in Cherokee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Cherokee County sits 5% less expensive than Yoakum County ($931/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Cherokee County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,396
per month
Owner Cost Burden
15.1%
of gross income
You can likely afford the median home in Cherokee County
Median home value is $160,300. Estimated monthly cost: $1,280 vs. your max of $1,396.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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