Cost of Living in Camp County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Camp County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Camp County ranks #2,141 of 3,144 counties for affordability (bottom 32%)
Data Story
About Cost of Living in Camp County, Texas
Camp County rents remain affordable statewide
Camp County renters spend 16.9% of income on rent, below both the national average of 18.1% and the Texas state average of 18.1%. With a median household income of $55,061 and the lowest median rent ($774) in this eight-county comparison, East Texas residents enjoy genuine affordability.
Top affordability tier across Texas
Camp County's 16.9% rent-to-income ratio and $774 median rent rank it among the most affordable counties statewide, offering genuine relief for budget-conscious renters. The combination of low rent and manageable cost burden makes this East Texas county a standout value proposition.
Cheapest rents among the eight counties
Camp's $774 monthly rent leads this entire comparison, beating the next-cheapest option (Brown and Callahan at $881–$887) by 12–14%. With $159,900 median homes—competitive for the region—Camp offers both renters and buyers excellent value in East Texas.
East Texas affordability at its finest
Renters spend just $774 monthly while homeowners carry $727, with median home values at $159,900 combining lowest-rent with competitive home prices. On a $55,061 income, housing costs consume only 16.9% for renters and 16% for owners—among the most spacious affordability profiles in the state.
Camp County for serious budget movers
If you're relocating to East Texas and need maximum affordability, Camp County delivers the lowest rents ($774) and best cost burden (16.9%) in this eight-county sample. Test your budget against these baselines to see how much financial flexibility you'll gain in this underrated market.
Cost of Living Advisory: Camp County
Affordability Verdict
Camp County offers affordable rental housing at a median of $774/month — about 16.9% of the typical household income here.
Rent vs. Own
At $774/month rent versus $727/month in owner costs, owning is roughly $47/month cheaper — a 6% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,960/year. For owner costs at the 28% rule, the required income is roughly $31,157/year. With a median household income of $55,061, most households can comfortably afford rent here. Notably, 32.0% of renter households in Camp County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Clay County where rent averages $825/month, Camp County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Camp County
Rent Burden
16.9%
of gross income
Max Housing (28% Rule)
$1,285
per month
Owner Cost Burden
15.8%
of gross income
You can likely afford the median home in Camp County
Median home value is $159,900. Estimated monthly cost: $1,277 vs. your max of $1,285.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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