Cost of Living in Mineral County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Mineral County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Mineral County, Montana
Mineral County rents remain manageable
Mineral County's 14.7% rent-to-income ratio sits just below the national 15% benchmark and Montana's 15.9% state average, indicating solid rental affordability. The $746 monthly median rent is 10% below the state average, and median household income of $61,117 provides reasonable support for housing costs.
Better-than-average affordability for Montana
Mineral County ranks slightly above the state average for affordability, with its 14.7% rent-to-income ratio edging below Montana's 15.9% standard. This northwestern county offers a balance: moderate rents and income levels that keep housing cost burdens reasonable compared to state peers.
Competitive rents in the northwest region
Mineral's $746 rent undershoots Lewis and Clark ($1,062), Missoula ($1,125), and Madison ($1,159), while exceeding only Liberty ($668) and McCone ($543) among this survey group. Its position reflects a smaller, less touristically driven community than Missoula or Madison.
Balanced housing costs for local incomes
Renters earning the median $61,117 spend approximately $8,952 annually on rent—14.7% of gross income—leaving room for other expenses. Homeowners pay $984 monthly ($11,808 yearly), a steeper percentage of income; the median home value of $313,600 reflects mountain property appeal.
Affordable entry point to northwest Montana
Mineral County's 14.7% rent-to-income ratio and $746 rents position it as an accessible option for relocating renters seeking rural Montana living. If you're considering a move to northwest Montana, compare Mineral's affordability against Missoula's amenities to determine the right fit for your priorities and budget.
Affordability Calculator
See how your income compares to housing costs in Mineral County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,426
per month
Owner Cost Burden
19.3%
of gross income
The median home in Mineral County may be a stretch
Median home value is $313,600. Estimated monthly cost: $2,504 vs. your max of $1,426.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.